The best way to get the most for your money when shopping for school supplies is to start early. While there are some good deals and good sales during the summer before the school year starts, you can only take advantage of them if you’re prepared. Some deals aren’t ask great as they’re advertised to be, so it pays to take on this task deliberately, not in a mad rush the day before school starts, with crowded stores, frantic shoppers, and empty shelves.
The goal of back-to-school shopping is to get what the students need and to do so without spending a fortune. In today’s consumer-driven world, it’s not surprising that kids want what they see on television and what other kids have. The balance between these wants and needs is important, and parents shouldn’t be afraid to say that needs come first and wants can be evaluated later.
1. Receive guidance from teachers.
Many teachers communicate with parents before the school year starts to make sure incoming students have a list of the materials they’ll need for the class. Notebooks, pens, pencils and subject-specific tools usually top the list of requirements, and this can be a long list. In this article, I was planning to include a list of the required materials for incoming sixth graders at a public elementary school in Queens, New York, but it was too long to include here. Take a look at this list (pdf): Grade 6 Student Required Materials.
You can anticipate lists like these getting longer as schools don’t include materials for students in their budget and teachers, who often pay for school supplies from their own pockets without school reimbursement, are affected by the recession just like everyone else.
2. Locate your reusable materials from last year.
Students do not need a new backpack every year. A quality name brand backpack should last several years, if not an entire elementary school career. Some manufacturers like Jansport have a lifetime guarantee, so there is rarely a need to buy a new backpack unless it’s been severely damaged, and certainly no need every year. You may save money in the short-term by buying a generic backpack, but if it’s made out of lesser quality materials, it won’t last long.
Unused paper from one year can be a starting point for the current year. If the child didn’t fully use notebooks from the previous year, the leftover pages are as good as new. Pens, pencils, markers, and crayons can be used until they’re depleted. Loose-leaf binders and folders can survive more than one year. It surprises me that a Flash drive is required for sixth graders, but there should be no need to buy new drives every year.
3. Find the best deals.
I’ve acquired a habit of going to Amazon.com for many of the things I buy. They usually offer the lowest prices, and I benefit from free shipping and, at least until the law is eventually changed, no sales tax (though the use tax on my state income tax return negates that benefit). When it comes to school supplies, however, I’ve noticed that Amazon.com does not always have the lowest price, even taking into consideration those advantages.
During the summer, it’s best to keep checking local convenience stores like CVS or Duane Reade for their best specials. Walmart and Target will often present too-good-to-be-true discounts on back-to-school items, and you’ll generally need to move quickly to take advantage of these.
Staples often competes well with these stores for school supplies. I was in Staples a few days ago and they were selling a $10 savings pass. This pass grants the holder a 15% discount on back-to-school items for a limited time. Some quick math tells me you would need to spend about $67 in back-to-school supplies at Stapled in order for this savings pass to pay for itself.
Check for your state’s sales tax holiday. Most states that participate in sales tax holidays have several days set aside for shopping for back-to-school supplies. Being granted the benefit of not owing sales tax is not a guarantee that you’re getting a better price. Check the sales at the stores where you shop to determine if you lose a discount in exchange for the brief tax relief.
Price comparison websites also help. Keep FatWallet and PriceGrabber on your internet speed dial.
4. Manage your child’s expectations.
At a certain age, children start feeling pressure to fit in. That means they are concerned about their appearance. They want to have clothes and accessories (like backpacks, book covers, and bags) that allow others to quickly identify them within a certain group. Parents have the tough job of balancing the need for their kids to not be an outcast with the need for their kids to understand that superficial things like clothes aren’t all that important.
Growing children go through clothing fast, and it can be expensive to clothe a child with new threads every year — or more often than every year. The art of parents convincing children that wearing handed-down clothing is not shameful seems to be lost, for the most part. If a child has a source for slightly used clothing, like an older sibling or a bigger friend, these handed-down clothes can serve as a core wardrobe with one or two new items each year.
Back-to-school shopping can be a teachable moment for parents and their children, identifying the differences between wants and needs. Needs should be the priority, and parents can indulge in their children’s wants only when their finances make it possible. That is, all other needs should be met first. This approach does not work well unless parents effectively live by this philosophy for their own expenses. A child who is neglected the satisfaction of realized desires during the process of learning about needs and wants could develop a negative attitude, particularly if it’s clear that the parents indulge their own desires without prioritizing needs first.
5. Keep your budget in mind.
Back-to-school shopping is not a monthly recurring expense, so many unsuspecting parents forget to include this need when planning a budget. If a household doesn’t have cash left over from income after taking care of other expenses and saving, families could end up raiding a goal-oriented savings account or taking out the credit card for back-to-school supplies. Few things feel worse than the need to reduce your vacation fund in order to cover back-to-school shopping as if it were a surprise. Going into debt would feel worse.
Either way, make a note to remember to budget for school supplies next year.
If back-to-school shopping was included in your budget, establish a frugal mindset for yourself to ensure you stay within budget. Again, it comes down to managing your children’s expectations.
What are some of your best practices and tips for back-to-school shopping? Leave your suggestions below. If you are a member of the Consumerism Commentary community (use the Log In or Register link at the very top of the page) and you leave the best suggestion, you will receive extra points that can be used for purchasing Amazon.com gift cards in the Consumerism Commentary Store.
Photo: kevindooley
Flexo On Tour and Best of December 2009
This article was written by Flexo in Administration. 23 comments.
Starting January 18, 2010, I will be on tour, with guest articles appearing on ten of my favorite websites. I am still in the process of writing and editing many of the articles and I plan to have most of them delivered by the end of the weekend. I will continue to be writing articles for Consumerism Commentary during this tour.
If you’re visiting Consumerism Commentary for the first time from one of the tour venues, feel free to look around. I’ve been writing here since 2003. Start with the best of Consumerism Commentary or use the categories at the top of this page.
Here are the scheduled tour dates and venues, subject to change:
Flexo on tour, January 2010
Monday, January 18, 2010: Get Rich Slowly
Topic: Break out of your comfort zone to achieve success. “Humans are wired to seek comfort, and as a result much of daily life is focused around familiar patterns and habits. When something threatens to break those habits, we feel uncomfortable and nervous…” Here is what you need to know in order to break out of your comfort zone and why it is worthwhile. Read the article at Get Rich Slowly.
Tuesday, January 19, 2010: Debt Free Adventure
Topic: The need to rethink retirement. “Besides taking responsibility for our financial future by investing… it’s time to rethink what retirement is. The generation of workers following those in retirement now or retiring soon will be the first who needs to significantly adjust its expectations and challenge its assumptions.” Retirement will be an entirely different animal in thirty years. Here’s how to plan. Read the article at Debt Free Adventure.
Wednesday, January 20, 2010: Man Vs. Debt
Topic: Simplifying simplicity with five simple questions. “Simplicity boils down to one concept: eliminate anything that is unnecessary. If you take this mantra to heart, build your personal philosophy around it, and keep it in mind when you make every decision, there is no reason to follow a list of suggestions. The answers will be obvious…” Read the article at Man Vs. Debt.
Thursday, January 21, 2010: Financial Samurai
Topic: Chaos is an inspiration for change. “Three of my friends experienced difficulties in their lives around the same time, about ten years ago. I’ll call them Alex, Brian, and Chris. Before long, their lives erupted in chaos. That chaos helped them make positive changes, but the outcomes would have been predictable to anyone paying attention…” Here’s how chaos or the threat of chaos could be a strong motivator.
Friday, January 22, 2010: Free Money Finance
Topic: Benefits and dangers of changing careers and paths. “It would be wonderful to live in a perfect world. There would be no war and no poverty, and you could eat dessert before your meal or whenever you like. The weather would always be comfortable and pleasant, and you would never have to watch out for unpopped kernels when you eat popcorn…” Sometimes we need to change course on the way to financial Utopia. Here’s what you need to know.
Monday, January 25, 2010: Wise Bread
Topic: Emergency plan: Better than an emergency fund. “I suggest a tiered approach to let your Emergency Fund work a little harder for you while still ensuring you’re covered in an emergency. This is broader than just an Emergency Fund; it’s an Emergency Plan…” Here’s how the Emergency Plan works.
Tuesday, January 26, 2010: Budgets Are Sexy
Topic: How Conan O’Brien wants you to succeed. “Though I’m not generally a fan of “late night TV,” I tuned in the other night and found myself watching Conan O’Brien’s last stint on the Tonight Show… it’s worthwhile to listen to his advice.” Here’s Conan’s advice and my interpretation.
Wednesday, January 27, 2010: My Next Buck
Topic: Six reasons to work for a non-profit organization. “I started my career out of college working for a non-profit organization involved with the arts. Yes, after graduation, I took myself and my thousands of dollars of student loan debt and walked away, at least temporarily, from the career my education and certification would have otherwise directed me…” Here’s why working for non-profits are worthwhile.
Thursday, January 28, 2010: Erica.Biz
Topic: Fear of failure? Here’s how to get through it… “I enjoy performing in stage plays, and a play was the scene of one of my failures… My lack of preparedness finally caught up to me while in mid-performance my recurring dream came true: I forgot my lines.” Here are my suggestions for handling failure before and after it occurs so you are ready to bounce back.
Friday, January 29, 2010: MSN Smart Spending
Topic: 6 tips for a frugal Valentine’s Day. “And the massive marketing push as the calendar heads towards Valentine’s Day has begun. From greeting cards to diamonds, and from Lexus to 1-800-Flowers, companies and brands want to be associated or indelibly linked to the popular holiday for lovers.” Here are some of my tamer suggestions for experiencing a frugal Valentine’s Day this year.
I will update this post with direct links to the articles and short summaries as each article is published.
Best of Consumerism Commentary, December 2009
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