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Earn Up to $525 by Opening an Account at ING Direct (Updated June, 2011)

by Flexo

If you have $250 and are willing to become a customer of ING Direct, you have the opportunity to earn $525 on top of your deposit. It will take some work, but not too much. Here’s how it works. First, open an account at ING Direct using one of the links at the bottom of ... Continue reading this article…

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Deadly Sins, Getting a Raise, and Reducing Grocery Bills

by Flexo

Here are some recent articles from around the web. Five Cent Nickel has the seven deadly sins that lead to debt. I would say it’s possible to fall into deep debt even without “sinning.” Even the best and most reasonable emergency fund can be insufficient to take care of a major medical expense. A guest ... Continue reading this article…

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Paying Off Debt: 6 Steps to Building a Better Snowball

by Flexo

The “snowball method” for paying off debt isn’t something out of the movie Clerks. It is a way to organize your outstanding debt in such a way that the funds you have available for paying off debt are optimally distributed in the manner that will allow you to pay off that debt quickly and cheaply. ... Continue reading this article…

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This Week in the Archives: Sleeping, Paris Hilton, and Apartment Hunting

by Flexo

My friend Nickel is celebrating the second anniversary of his blog, FiveCentNickel. Did you know that Consumerism Commentary has been around since July 2003? I’m looking forward to my fourth anniversary. In the mean time, here are some articles from this week in some of those prior years. From May 1-7, 2006: * May 2: ... Continue reading this article…

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Income Statement, August 2005

by Flexo

In conjunction with my August balance sheet, here is my August income statement, followed by some notes.

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Saving Up For The Next Vacation

by Flexo

I don’t have any concrete plans for another vacation, but I did take a step to organize my funds for a trip of some sort. Normally, I throw whatever change I have left in my pocket at the end of the day into a jar. (However, I do keep quarters separate since I need them ... Continue reading this article…

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Presidential Bank Raises APY

by Flexo

Presidential Bank has raised the interest paid (yield) on its savings and checking accounts to 3.75 percent and 3.5 percent respectively. I’ve updated the rate table.

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Moving On Up

by Flexo

This just in: The Fed has raised rates another quarter point to 3.25 percent. The effect will ripple through the economy, which is good news for banks. I’m looking forward to some of the banks, such as ING Direct and Emigrant Direct (where I hold my savings) raising their rates as well.

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