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Raise Your FICO Credit Score

by Flexo

You may have been offered a credit score when you took advantage of the free credit report offer. CNN is offering tips for boosting that score. But first a note. Often, credit scores offered by the credit reporting agency are not true FICO scores — the ones mortgage companies use when contemplating your credit risk, ... Continue reading this article…

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Free Credit Reports Now Available!

by Flexo

The rest of the country was given this benefit at varying times earlier this year, but it finally has come to the east coast. I was going to wait until September 1, the official “release date,” but as MyMoneyBlog noted, the floodgates have opened a few days early. I’m talking of course about free credit ... Continue reading this article…

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Carnival of Personal Finance #8

by Flexo

Welcome to this week’s Carnival of Personal Finance (basic introduction, schedule) and welcome to Consumerism Commentary (about, best of) to any new readers! This is the eighth installment of the Carnival. In this issue: Designer Pets. Free Money Finance discovers the latest craze for dog owners, crossing poodles with other breeds, giving us wonderful breednames ... Continue reading this article…

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Wallet of Plastic

by Flexo

It’s widely believed that the more credit cards you have, the better your credit rating. MSN Money, with the help of some experts, debunks that common misconception and recommenhds having two to six credit cards, and using them wisely: Keep your debt ratio low. Don’t carry a balance higher than 30 percent of the credit limit. ... Continue reading this article…

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0% Balance Transfers

by Flexo

The 0 percent interest credit card balance transfer game is a popular one to play. I had first encountered the trend on the Motley Fool message boards a few years ago. The credit card companies are making these quick-money ideas a little more difficult to navigate, with rules that differ among the many different offers. According ... Continue reading this article…

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Weekend Update

by Flexo

I had a busy weekend — despite getting the chance to do some fun things, I managed not to spend too much money. Besides getting some schoolwork done for my class, I went to New York on Saturday to see a Mets game with my girlfriend. For this, I incurred gas, tolls, and the price ... Continue reading this article…

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Podcasting the Newspapers

by Flexo

Thanks for the comments on my previous post on whether MBA degrees are worthwhile. I enjoy hearing the varied opinions. Keep it coming! An article in today’s Wall Street Journal Online reports on how some newspapers have begun providing podcasts of their headlines. Perhaps since the print media was so far behind the blogging wave, ... Continue reading this article…

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Score a Good Hotel Rate

by Flexo

MSN Money often recycles older personal finance articles for its front page. I don’t really mind since I might have missed one in the past. They don’t date their articles so you never know when something was originally posted. They are featuring an article on finding deals on hotel rooms. They give some examples, but ... Continue reading this article…

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