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2012 Federal Income Tax Brackets and Marginal Rates

by Flexo

The IRS has finalized the 2012 federal income tax brackets, but most people aren’t concerned with these numbers until next year. In April 2012, you’ll need to be concerned with the 2011 tax brackets to file your 2011 income tax returns. Most taxpayers won’t need to deal with the 2012 rates until early 2013. While ... Continue reading this article…

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My Varied Job History

by Flexo

For some people, finding the right career is easy. During formative years, perhaps one skill outshines all others, directing someone to develop that skill over time. Perhaps there is one particular area that develops into a passion, and the only choice is to follow that passion regardless of the income potential. In my formative years, ... Continue reading this article…

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Honda Recalls One Million Cars

by Flexo
Honda CR-V

As an owner of a Honda Civic, I was concerned with the car maker’s latest round of recalls. My 2004 Honda Civic manual transmission LX sedan was not affected by the recall, but it wasn’t too long ago that both Honda and Toyota were issuing recalls. At the time, I reacted by buying shares in ... Continue reading this article…

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10 Tips for Avoiding Overdraft Fees

by Flexo
Nickel and Dime

Bank of America is settling the overdraft fee class-action lawsuit that alleges the bank knowingly manipulated customers’ deposits and withdrawals in order to maximize the fees they would receive. Although the banks aren’t completely to blame for the proliferation of overdraft fees, policies were so much of a problem that the government and regulators needed ... Continue reading this article…

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Quicken Loans Review

by Flexo

For the time being, S&P’s downgrade on United States debt has yet to produce an increase in mortgage interest rates as some predicted. Borrowers can still find mortgage loans for such a low cost that if they qualify, low interest rates combined with lower house prices would make owning a house more affordable than ever. ... Continue reading this article…

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Podcast 120: Television of the Future

by Flexo

Today on the Consumerism Commentary Podcast, Flexo turns the tables and interviews the podcast host Bryan J Busch about his so-called “Television of the Future.” Bryan developed a moral objection to paying for cable, because it also includes advertising, and you can’t pay for just the channels that you want, so a little over a ... Continue reading this article…

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Despite Big Valuations, There is No Tech Bubble

by Flexo

I’ve always been a fan of Marc Andreessen. By the time the World Wide Web came into its own, I had already been a long-time user of and creator on the Internet. Marc’s Mosaic changed the way in which the Internet was viewed. It was fascinating, and I had to be a part of it. ... Continue reading this article…

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Save Money While in College

by Flexo
Princeton University

Higher education has its benefits, both financial and not. A bachelor’s degree helps ensure lifetime earnings will be greater than someone with just a high school diploma. Aside from the financial benefit, the cognitive skills used in tackling tough academics are useful inside and outside of a career. Nevertheless, college students often start careers at ... Continue reading this article…

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