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Citi Forward® Card Review

by Flexo

While it may sound counter-intuitive for a credit card issuer to promote responsible spending and credit usage, Citi has decided to provide a credit card with this approach. The Citi Forward® Card is unique in that it rewards cardholders for making their credit card payments on time as well as staying within their credit limit. ... Continue reading this article…

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Podcast 95: Behind the Scenes at a Bank

by Flexo

Today’s guest on the Consumerism Commentary Podcast is Tom Dziubek, frequent host of this podcast and a recent customer service representative at one of the U.S.’s ten largest savings banks. Tom, Flexo and Bryan discuss what it was like behind the scenes, dealing with customers and working in a call center. Consumerism Commentary Podcast #95 ... Continue reading this article…

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SimplyCash® Business Card from American Express OPEN Review

by Flexo

Business owners know that when the work of building a new enterprise is just beginning, it’s not easy. If your great idea takes significant financing and you need help gathering funds, few people are willing to come forward and help you finance your dream. Many great ideas don’t cost a lot of money to get ... Continue reading this article…

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When Can You Lie About Money to Your Spouse?

by Flexo
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The National Endowment for Financial Education (NEFE) has concluded through conducting an online poll that 31 percent of people who combine finances with their spouse or partner have been deceptive about money with the individuals who trust them. Some lies are more hurtful than other lies, so the study looks at the type of financial ... Continue reading this article…

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Citi ThankYou℠ Preferred Card $150 Gift Card Bonus

by Flexo

Well-known for having some of the best balance transfer credit cards available, Citibank has recently launched a new line of credit card products, aimed at attracting the consumers interested in rewards credit cards. The Citi ThankYou℠ Preferred Card is one of their new cards and it offers a 15,000 ThankYou® point bonus after members make ... Continue reading this article…

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Zions Bank Online Savings Account Review

by Flexo

As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. Is it worthwhile to move your money there to take advantage of this interest rate? Today’s interest rate environment is not the best for moving money from bank to bank in search of the highest rate, so the more ... Continue reading this article…

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Credit Card Rewards Hurt Your Bottom Line

by Flexo
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I’ve been a proponent of cash-back rewards credit cards for a while. My theory, or perhaps my excuse, is that if I plan on spending money and can do so with either cash or a credit card that offers rewards, I might as well use the rewards credit card to damage my bottom line less ... Continue reading this article…

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Year-End Personal Balance Sheet, December 2010

by Flexo

I’ve been tracking my personal finances for about ten years now, and I’ve been making the information public but anonymous on Consumerism Commentary since 2003. This, in addition to learning about money, was my primary purpose for creating this website and it still is a major part of what I do. I don’t pay as ... Continue reading this article…

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