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Podcast 46: Your Money: The Missing Manual, J.D. Roth

by Flexo

Today’s guest on the Consumerism Commentary Podcast is J.D. Roth, founder of the website Get Rich Slowly. J.D. has made the transition from blogger to published author. In this episode, Flexo, Tom Dziubek, and J.D. discuss the financial advice in his new book, Your Money: The Missing Manual. We also discuss the process of publishing ... Continue reading this article…

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Podcast 45: Gary Belsky, Behavioral Economics

by Flexo

Today’s guest on the Consumerism Commentary Podcast is Gary Belsky, author of the book Why Smart People Make Big Money Mistakes and How to Correct Them: Lessons from the Life-Changing Science of Behavioral Economics and Editor-In-Chief of ESPN the Magazine. Gary and Tom Dziubek discuss behavioral economics and how understanding how we make decisions involving ... Continue reading this article…

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Smithee’s Goals for 2010

by Smithee

My one goal from the beginning of 2009 was to do at least one creative thing a week. When I thought of it, it seemed pretty ambitious, then I started writing twice a week for this site, and it was automatically taken care of, so any other creative thing I did was just metaphorical gravy. ... Continue reading this article…

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List of Failed Banks, Updated April 9, 2010

by Flexo

Over 100 banks failed in 2009. Most of these are smaller regional banks who, in order to compete with larger banks, offered risky loans and are now facing customer defaults. Larger banks were offered government bailouts to prevent failure, but these smaller banks whose failures are not seen as major risks to the economy are ... Continue reading this article…

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Nine Banks Have Failed in 2009 So Far

by Flexo

Three more banks failed on Friday, bringing the 2009 tally to nine. When banks fail, the deposits (bank accounts) are transferred to another bank, sometimes with the FDIC facilitating the transition. Regardless of the process, bank accounts are generally insured by the FDIC up to $250,000 per depositor, so you won’t lose your money if ... Continue reading this article…

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Giving Away My Old Television

by Flexo

About a year ago, I purchased a high definition television and began upgrading my in-home entertainment experience. I don’t regret it at all. When I purchased the TV, I moved my old 26-inch cathode ray tube (CRT) television to the bedroom. The old TV is a monster. It remained on the floor in the corner ... Continue reading this article…

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Giveaway: $100 Gift Card for SmartyPig, a Unique Savings Account

by Flexo

The people at SmartyPig contacted me recently to offer a $100 gift card for use on their site to a Consumerism Commentary reader. SmartyPig has been mentioned on a few personal finance blogs recently, and here’s the deal. SmartyPig is a savings account, FDIC insured, currently earning 1.75 percent APY. Depositors’ funds are held by West ... Continue reading this article…

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Best Buy Offering Store Credit in Return for HD DVD Hardware and Movies

by Flexo

If you have an HD DVD player and fear it will be collecting dust in your entertainment center, you have an option to turn the hardware into $50. Best Buy is accepting returns for any HD DVD product in return for store credit. You would receive up to $50 in store credit for the player ... Continue reading this article…

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