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Making Life Decisions

by Flexo

This is a bit of an introspective article, which, while it does have relevance to personal finance, is a little heavier on the personal side and lighter on the finance side. One of the hardest issues for me is making big life-related decisions. This has always been a problem for me. I tend to picture ... Continue reading this article…

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Nice Guys and Girls Earn Less

by Flexo
Business Suit

A new academic study to be presented next week focuses on workplace data gathered over the past twenty years. Questioning the reasons for the patters they found, the researchers from Cornell University and the University of Notre Dame conducted business simulations to get to the roots of the issue. As a result of the data ... Continue reading this article…

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Quicken Loans Review

by Flexo

For the time being, S&P’s downgrade on United States debt has yet to produce an increase in mortgage interest rates as some predicted. Borrowers can still find mortgage loans for such a low cost that if they qualify, low interest rates combined with lower house prices would make owning a house more affordable than ever. ... Continue reading this article…

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Why I Still Drive My Old Honda Civic

by Flexo
Honda Civic

After noticing, month after month, that I include the value of my 2004 Honda Civic in my monthly net worth updates, a reader wrote in to Consumerism Commentary to ask why I haven’t given into my desires and purchased something newer or more exciting. I’ve had a bit of a storied past with cars, but ... Continue reading this article…

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Don’t Take Out a Loan From Your 401(k)

by Flexo

As a very last resort, employees with active 401(k) retirement accounts have an option to take out a loan against their future. Borrowing money is never a good position to be in, but if you’re borrowing money from yourself, you ease the pain. 401(k) plans permit borrowing at interest, and paying interest to yourself can ... Continue reading this article…

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Save Money While in College

by Flexo
Princeton University

Higher education has its benefits, both financial and not. A bachelor’s degree helps ensure lifetime earnings will be greater than someone with just a high school diploma. Aside from the financial benefit, the cognitive skills used in tackling tough academics are useful inside and outside of a career. Nevertheless, college students often start careers at ... Continue reading this article…

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College Costs Well Worth the Investment, Better Than Stocks

by Flexo
Graduation

College tuition costs for undergraduates increase beyond the rate of inflation. Particularly in a recession-focused economy, it’s popular to question whether college degrees are worth spending the money. It’s hard to escape bias in opinions; successful college graduates see their circle of friends who have college degrees and are succeeding at a level higher than ... Continue reading this article…

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Get Rich By Thinking About Being Rich

by Flexo

In her new book, Delusions of Gender: How Our Minds, Society, and Neurosexism Create Difference, the author, Cordelia Fine cites studies that show how our lives are affected directly by the labels we give ourselves. I’m not interested in the strictly gender-related aspects of this discussion, at least not for Consumerism Commentary, but I am ... Continue reading this article…

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