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Survey Results: Direct Deposit

by Flexo

According to a survey, current seniors have no problem using Direct Deposit but baby-boomers — the next generation of retirees — do not trust the technology. Of the 59 percent of baby-boomers who use the service, 21 percent say they prefer banks, 19 percent say they don’t trust Direct Deposit, and 18 percent say they like receiving a paper ... Continue reading this article…

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Resolutions for 2006

by Flexo

In December, I start to reflect on the year that’s almost complete and begin looking forward to new new year in which I can use the opportunity to resolve to improve some aspects of my life. Here are my resolutions. (These may change all the way up to December 31, so check back for updates!) ... Continue reading this article…

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Microsoft’s Xbox 360 Strategies

by Flexo

Just like for the older Xbox, the new Xbox 360 costs more to manufacture than Microsoft charges for the system. The retail price is $399 (which will eventually be cut down, which is the pattern for video game consoles) but the cost for all of the components is $552.27. Microsoft must believe that people who ... Continue reading this article…

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Regular Rundown

by Flexo

* Google breaks past $400 * MIT presents its new $100 laptop, whose special features include a hand crank. * Interview with ex-head of IRS: Honest guys are getting screwed. * Gift cards have tricky fees. * States ranked by highest average closing costs when buying a house. There’s more variation in the top 10 ... Continue reading this article…

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Regular Rundown

by Flexo

* The newest redesign of MSN Money is in preview, and I’m not impressed. * Consumers use home equity to pay for holiday gifts. No surprise; they also use credit cards. Some use equity to pay off credit cards. Debt warp! * Online advertising is soaring. MSN charges between several thousand and one million dollars ... Continue reading this article…

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The World Is Bitchier

by Flexo

This article from Wired Magazine takes a look at how technology has changed consumerism over the last sesquicentury. It’s a little bit tounge-in-cheek, but it resonates with me and my feelings towards working and living. Just because technology makes it possible for us to work 10 times faster than we used to doesn’t mean we ... Continue reading this article…

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News Everywhere

by Flexo

There are many notable news stories today. Here’s a look: * Bank of New York confesses to money laundering and will pay $38 million to avoid prosecution. They probably made billions of dollars during the 1990s in their schemes involving Russia. As my coworker pointed out, that’s not such a bad return. * The car ... Continue reading this article…

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Commissions Still High

by Flexo

A quick side note: Did you know you could subscribe to Consumerism Commentary? Simply use this RSS link in your favorite reader, such as BlogLines! It’s the perfect way to be sure you don’t miss anything. In general across a broad variety of services, competition has been driving commissions down. The internet has certainly helped ... Continue reading this article…

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