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A Financial Festivus for the Rest of Us

by Flexo

To all those who celebrate, have a successful Festivus. I’ve come to be a fan of this secular “holiday,” celebrated every year on December 23 following its mass introduction to the public through an episode of Seinfeld. At its core is a non-commercial, non-religious approach to the season. While I do enjoy gift exchanges with ... Continue reading this article…

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Discover More Card $150 Limited Time Cash Back Bonus

by Flexo

The Discover More Card has been around for quite some time. If you’ve seen a competitor’s commercials on television mentioning the “biggest cash back credit card,” you might be surprised to learn that the commercial is referring to this card. To grow the number of customers, Discover has launched different versions of Discover More over ... Continue reading this article…

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Chase Freedom Review and Comparison

by Flexo

From a branding perspective, each credit card issuer looks to group similar offers with a catchy name, helping consumers to immediately identify a type of credit card with the associated benefits. Chase offers quite a few slightly different cards under the Chase Freedom banner, and while the core features are the same, the offers differ ... Continue reading this article…

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How to Receive Great Customer Service

by Flexo
Telephone

Rather than blaming a representative or a corporate culture when discussions with a company don’t go the customer’s way, perhaps there are specific things the customer can do to encourage representatives to help. Money Magazine polled its readers and talked to experts to determine the best tactics for receiving the best customer service from companies. ... Continue reading this article…

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Spirituality and Money: How to Make Holiday Gifts Meaningful

by Ellen Cooper-Davis
Gift Present

This article is written by Consumerism Commentary’s columnist, Ellen Cooper-Davis. Ellen’s column looks at the role of spirituality within the context of personal finance. For an introduction to this column, see Ellen’s first article, The Pastor and the Purse. Your feedback is welcome. We know by reports of the annual feeding frenzy that the gift-giving ... Continue reading this article…

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One Black Friday Tip to Rule Them All: Buy Nothing

by Flexo

For those in the United States, tradition and media influence have established today as a day for spending time with family, over-eating, and watching television. What could be more American than Thanksgiving Day? Fast becoming a tradition for consumers is Black Friday (and to a lesser extent Cyber Monday). Retailers have discovered a tendency to ... Continue reading this article…

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The Best Holiday Gift: A Shared Experience

by Flexo
Wrapped Gift

You’ll never reach the top level in Abraham Maslow’s hierarchy of needs, self-actualization, if you concern yourself with your possessions. If you focus on acquiring gadgets, showering your children with toys, or achieving other materialistic pursuits, if you do so while neglecting the pursuit of including satisfying experiences in your life, you can never reach ... Continue reading this article…

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Boost Your Human Capital: Publish Your Thoughts

by Flexo
Blogging and writing in a journal

Focusing solely on your net worth is an approach too narrow if you want to become financially independent over time. To increase your chances of being secure, think about your personal human capital, a set of skills and experiences that will improve your finances in the future. Establish yourself as an authority in your field ... Continue reading this article…

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