As featured in The Wall Street Journal, Money Magazine, and more!

Search: time

Reader Question: Invest $100,000 or Pay Off Mortgage

by Luke Landes

To someone with debt, receiving an inheritance can feel like winning the lottery. Occasionally, an heir doesn’t realize money will be coming her way and hasn’t planned for the windfall or thought about her options. Even those who do plan often realize that contemplating options for managing a potential windfall is quite different from making ... Continue reading this article…

37 comments Read the full article →

The True Cost of Rent to Own

by Luke Landes
Refrigerator

The debate pitting the concept of buying versus the concept of renting will never end. With a primary home, there may be a plethora of financial calculators and endless real estate analysts to help you make the decision. There are financial considerations as well as non-financial considerations, and pundits on either side who swear their ... Continue reading this article…

18 comments Read the full article →

Last Year: Return of the Millionaires

by Luke Landes
5105582744_e128529be9_b[1]

According to the latest World Wealth Report, a study designed by Merrill Lynch Wealth Management, last year was a good year for high net-worth individuals (HNWIs), people with more than $1 million in investable assets. After a few years of lagging due to the global recession, the number of millionaires worldwide has climbed past the ... Continue reading this article…

7 comments Read the full article →

Citi Dividend Platinum Select Card $100 Cashback Bonus

by Luke Landes

Credit card issuers seem to be getting more competitive with offers lately, and Citi has recently decided to increase their latest bonus. For a limited time only, the Citi® Dividend Platinum Select® Card will be offering $100 cash back after making $500 during the first three months of card ownership. I’ll review the Citi® Dividend ... Continue reading this article…

4 comments Read the full article →

Reverse Mortgages

by Luke Landes
Old house

Homeowners over the age of 62 have a unique option available for accessing cash. Reverse mortgages can help seniors access home equity without having to make monthly payments to repay a loan. When a qualifying homeowner has paid off a mortgage in full, or is very close to paying off a mortgage, a reverse mortgage ... Continue reading this article…

24 comments Read the full article →

J.P. Morgan Misled Investors, Will Pay $153.6 Million

by Luke Landes

As the market was collapsing, J.P. Morgan Securities continue to convince clients to invest in a complicated investment made up of credit-default swaps, even though the underlying investments were selected by a hedge fund, Magnetar Capital LLC, that would benefit from seeing the investment fail. Allegedly, J.P. Morgan was knowingly selling an investment designed to ... Continue reading this article…

8 comments Read the full article →

Capital One Buys ING Direct, Now What?

by Luke Landes

ING Direct has been on sale for the past few years, and I’ve speculated on the rumors of possible buyers like Ally Bank and GE Capital Bank. The winning bidder has been announced. Capital One has purchased ING Direct for $9 billion. Capital One is a financial institution that is historically known as a credit ... Continue reading this article…

68 comments Read the full article →

Don’t Live Within Your Means

by Luke Landes

For as long as I’ve been reading about smart money management, “live within your means” has been the underlying mantra that, when uttered repeatedly and internalized, will result in a much more fulfilling life overall. By living below your means, you are sure to come out the end of each month with a net worth ... Continue reading this article…

18 comments Read the full article →
Page 100 of 395« First···50···9899100101102···150200250···Last »