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Secret Billionaire Meeting Revealed

by Luke Landes

In May 2009, a group of the most powerful individuals in the world held a secret meeting to discuss the plans for their significant wealth. Bill Gates and Warren Buffett convinced David Rockefeller to to preside over the first of several billionaire meet-ups. Their idea was first to discuss philanthropy with like-minded individuals and determine ... Continue reading this article…

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Dollar-Cost Averaging

by Luke Landes

Is dollar-cost averaging (DCA) a sound investing strategy? In theory, dollar-cost averaging allows you to invest smaller portions of your money over a longer period of time, reducing the chance that you pay a price too high for any individual investment. If your ideal allocation calls for $50,000 to be invested in the stock market ... Continue reading this article…

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Your Plans for the New iPhone 4

by Smithee

We recently asked you to take a poll about your iPhone upgrading intentions, including your contract situation and which hardware features you found the most tempting. The results were sometimes surprising. 162 people answered the poll, and 48 percent of you are planning on upgrading within two months from today. That’s much higher than I would ... Continue reading this article…

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Pet Ownership: A Financial and Emotional Responsibility

by Luke Landes

My household has almost always included pets. First, let me establish the true hierarchy. It’s very clear when you live with one cat or more that they own the place, and we humans are only permitted to share living space with them because we provide food and shelter. The only years I’ve lived in a ... Continue reading this article…

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The Quest For a Balanced Life

by Luke Landes

A person feels most at peace with his or herself when the major aspects of life are balanced. We look at workaholics and overachievers and wonder about all the interesting or wonderful parts of life they may be missing. My first boss was a workaholic and overachiever, and he had trouble understanding that not everyone ... Continue reading this article…

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How to Avoid Estate Taxes: It’s Easy This Year

by Luke Landes

In most years, only 0.3 percent of those who pass their estates to heirs upon their death end up leaving those heirs with a tax bill. Thanks to exceptions, credits, and thresholds, even the very wealthy can avoid the estate tax. This year is a special year, however. As of today and unless the law ... Continue reading this article…

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Worry About Only What You Can Change

by Luke Landes

Two interesting articles caught my eye recently. First, on Get Rich Slowly, J.D. Roth asks when it is okay to judge someone else for their financial behaviors. J.D. describes his encounters with two friends — one friend more frugal than he is, who judges J.D.’s spending choices, and the other friend struggling financially, trying to ... Continue reading this article…

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Podcast 59: Microsaving, Donna Freedman

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Donna Freedman, personal finance columnist at MSN Money (

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