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Eco-ergonomics: Reducing Strain on Your Budget

by Donna Freedman

This is a guest article by Donna Freedman. Donna writes the Living With Less personal finance column for MSN Money, posts weekly at MSN Smart Spending and blogs at Surviving and Thriving. Is your budget hurting? It could be overuse syndrome. Ergonomically speaking, a body part that is forced to work at a greater level ... Continue reading this article…

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Home Buyer Tax Credit Fraud

by Luke Landes

The problem with widely publicized tax credits like the home buyer tax credit is that people who don’t qualify — and know they don’t qualify — will apply for the credit. Many of these taxpayers, perhaps assisted by their tax preparers with or without their knowledge, will successfully convince the IRS to provide the tax ... Continue reading this article…

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Save Money By Driving With Your Toe

by Smithee

“Hypermiling” is a word we use for doing everything you can to squeeze the best mileage possible from your car, including hardware modifications which may or may not void your warranty and certain driving techniques which may be both dangerous and illegal. You may have seen some of these tested on Mythbusters, such as driving ... Continue reading this article…

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A Review of PerkStreet’s 5% Cash Back Debit Card and Checking Account

by Luke Landes

PerkStreet Financial, a company that launched just over a year ago has decided to kick things up a notch by offering something new in addition to their online checking account. Previously, PerkStreet enticed customers with a $50 cash bonus for signing up a new account, then 2 percent cash back on all non-PIN debit card purchases ... Continue reading this article…

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Live Sports: One More Reason to Get Rid of Cable

by Smithee

Among the more popular reasons for not ditching cable is the desire to watch live sports. ESPN is coming to the rescue of many future cable-less households by introducing live, streaming sports in HD through the Xbox. In order to benefit, you’ll need to be an Xbox Live Gold member, which is about $50 a ... Continue reading this article…

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Good and Bad Uses of Leverage

by Luke Landes

Earlier this year, I suggested starting the decade off right by paying off debt. In general, debt is something that should be eliminated. Credit card debt is expensive and often unnecessary, personal loans generally carry a cost to personal relationships as well as interest, and mortgages hang around forever and make you a renter who ... Continue reading this article…

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How to Invest $300,000 — Or Any Amount

by Luke Landes

Last week I wrote about lump sum investing vs. dollar-cost averaging, voicing the opinion that in most cases, if a lump sum is available, it’s a better choice in the long run. But how do you invest that lump sum? It’s great that the financial media has been encouraging young people to start thinking about ... Continue reading this article…

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Overdraft Fees: Opting In

by Luke Landes

As we’ve addressed on Consumerism Commentary before, the Federal Reserve will be requiring banking customers to opt-in to overdraft protection. The highly publicized date of the change is July 1, but this is only the date by which new customers must be free from certain overdraft fees without opting into the service. Most of us ... Continue reading this article…

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