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Vanguard Expands Target Date Funds to Young Investors

by Luke Landes

Do you plan to retire in 2055? For some reason, that particular year strikes me as the distant future. It’s only 45 years from now — a year today’s 20-year-olds will be checking out of the cubicle and checking into active adult communities. Perhaps it’s because it’s one century after the year Dr. Brown had ... Continue reading this article…

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Money, Sex, and Infidelity: Who is More Likely to Cheat

by Luke Landes

The results of a study at Cornell University show that in a long-term relationships such as marriage or cohabitation of over a year, income disparity within the couple increases the likelihood of infidelity. The headlines of the study speak more to the data that show men who earn less than their wives are five times ... Continue reading this article…

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Decline Your Own Credit Card With MasterCard’s Help

by Luke Landes

If you can’t control your own credit card spending, MasterCard is partnering with Citi to come to your rescue. The two companies are announcing a new credit card featuring a service called inControl. This will allow card holders to customize spending limits by category, by country, or by several other criteria. The service is already ... Continue reading this article…

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More Professional Collateral for Free

by Smithee

Many of us who want to earn more money have side jobs, or a flourishing freelance business or two. We want our customers and clients to take us seriously, but first impressions are often ruined by amateur—or even bad—graphic design. Unless you hire a designer, you’ll never get the constructive criticism you need in order ... Continue reading this article…

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TD Bank’s Penny Arcade: An Investment With a 58% Return

by Luke Landes

I’m generally a fan of TD Bank and my local branch’s generous operating hours, and I’m also a fan of the bank’s coin counting machine called the Penny Arcade. After my interesting experience last weekend, I’m an even greater (and slightly wealthier) fan. Last weekend, my girlfriend and I counted the coins in our coin ... Continue reading this article…

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Citibank $50 Statement Credit Back To School Offer

by Luke Landes

Editor’s Note: Thank you for your interest, this offer expired and is no longer available. If you’re a student in need of a credit card, you’ll want to do your homework on which card is the best for you. Are you looking for a credit card with a low APR so you can carry a ... Continue reading this article…

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Paid Insufficient, My Old Friend

by Smithee

Last week on Facebook I was celebrating the new law that stops banks from auto-enrolling new customers into overdraft programs, making it merely optional instead. A more conservative friend from college expressed his dislike of the law, asking me (I’m paraphrasing) “What happened to personal responsibility in this country? Why is it a good thing ... Continue reading this article…

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Inactive Savings Accounts Can Be Turned Over to Your State

by Luke Landes

The state will take your money if you’re not vigilant. I received a warning the other day that I’m in danger of having the funds in one of my savings accounts handed over to the state of New Jersey. I’ll explain why in a moment. First, I should explain that rather than keeping a simplified ... Continue reading this article…

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