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Paid Insufficient, My Old Friend

by Smithee

Last week on Facebook I was celebrating the new law that stops banks from auto-enrolling new customers into overdraft programs, making it merely optional instead. A more conservative friend from college expressed his dislike of the law, asking me (I’m paraphrasing) “What happened to personal responsibility in this country? Why is it a good thing ... Continue reading this article…

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Inactive Savings Accounts Can Be Turned Over to Your State

by Luke Landes

The state will take your money if you’re not vigilant. I received a warning the other day that I’m in danger of having the funds in one of my savings accounts handed over to the state of New Jersey. I’ll explain why in a moment. First, I should explain that rather than keeping a simplified ... Continue reading this article…

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Make Sure You Really Want to Jailbreak Your iPhone

by Smithee

If you heard about it at all, you heard right: it’s no longer illegal to jailbreak your iPhone. That means you can install any app you want on it, regardless of whether it exists in the official App Store. But according to Apple, this will void your warranty, so proceed with caution. I’d recommend looking ... Continue reading this article…

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Degrees With Low Salaries: How to Beat the Odds

by Luke Landes

Eleven years ago or so I began my career with my bachelor’s degree in hand. Once I stabilized a little, I had a job with one of the top organizations in the world. It was a non-profit organization, and despite its prestige, it was a non-profit organization with staffing nightmares and horrific cash flow. My ... Continue reading this article…

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CitiBusiness® / AAdvantage® Visa® 30,000 Bonus Miles Offer

by Luke Landes

Editor’s Note: Thank you for your interest, this offer expired and is no longer available. CitiBank, one of the premier credit card lenders in the US today, has developed a new credit card offer for small business owners that need to travel. For a limited time, the CitiBusiness® AAdvantage® / Visa® is awarding new cardholders ... Continue reading this article…

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Our New Budget Could Mean Extra Car Payments

by Smithee

Last week I talked about the need for my wife and I to decide on a new savings goal. We had been saving ten percent of our paychecks each month in the Joint Savings Account, which allowed us to do some fun things and avoid credit cards, but wasn’t really a place for money to ... Continue reading this article…

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Personal Balance Sheet, July 2010 ($365,647, +8.0%)

by Luke Landes

My girlfriend and I are spending this week on vacation in Myrtle Beach. It’s my first visit to this area, and we are enjoying it. I’ve never been a big fan of the beach, but that may be only because most of my experience involves the Jersey shore. I’m learning to appreciate the “do-less” vacation, ... Continue reading this article…

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Amazon Kindle, Chapter Three

by Smithee

Amazon’s 3rd-generation Kindle e-reader, set to be released on August 27th, had me worried for a little while. My gadget-y friends and I often wonder aloud about upcoming features and technology advances, and many of them assumed Amazon would try to make it more like an iPad. As a happy owner of a 2nd-generation Kindle, ... Continue reading this article…

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