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Someone Will Take Care of Me: Toxic Financial Attitudes

by Luke Landes
Old family

Eleven years ago, I left a job at a small company. My boss, the head of the company, agreed to call the break-up mutual, but I was leaving the organization without any prospects for a new job. I spent the next few months looking for a teaching job that matched my interests and my degree, ... Continue reading this article…

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Citigroup Laying Off 11,000 Employees

by Luke Landes
citi-building

As part of a measure to cut ongoing expenses for the benefit of major shareholders, Citigroup has announced a massive reduction of employment, affecting over four percent of the company’s workforce across the world. The new CEO, Michael Corbat, has determined the best course of action to increase the value of the company for investors ... Continue reading this article…

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Albert Einstein’s Philosophies For Growing Wealth

by Luke Landes
Albert Einstein

Although blogs and newspapers alike have oft posthumously placed a familiar quotation pertaining to compound interest — it being the most powerful force in the universe or man’s greatest invention — in the mouth of Albert Einstein, there is no evidence he ever said such a thing. He might have; the sentiment matches what seems ... Continue reading this article…

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I’ll Worry About It Later: Toxic Financial Attitudes

by Luke Landes
Tortoise

At various times throughout my life including the present, I’ve been guilty of having attitudes that could be damaging to my hopes for financial independence. I am generally a laid-back person, and my lack of what can be called “urgency” has certainly damaged my corporate ladder-climbing options. Although I’m fine with that, and I have ... Continue reading this article…

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Nothing Bad Is My Fault: Toxic Financial Attitudes

by Luke Landes
Danger

The difference between financial independence and a life of financial frustration comes down to attitude. The way you approach all aspects of your life, not just money, has a significant effect on your long-term financial growth. Personal philosophies dictate how you act and how you react to any situation you face. It’s worth the time ... Continue reading this article…

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Concierge Medicine As a Replacement for Insurance

by Luke Landes
Doctor and medicine

Although I’ve mostly figured out how to get my financial life in order, other aspects of my life still need work. For example, I’ve visited a physician only a few times over the past ten years. I should be seeing a doctor about once a year if I were to listen to the typical medical ... Continue reading this article…

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Black Friday: The Dark Side of Humanity

by Luke Landes
Darth Vader

It is a sad commentary on our culture when not only are people willing to trample and hurt each other to scramble for what is perceived to be a “good deal” but when such trampling is glorified by the media. (Crazy people drive ratings, and ratings drive large advertising profits for the media!) No one ... Continue reading this article…

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The Black Friday Hoax

by Luke Landes
Holiday presents

This is the time of the year when American consumers become focused like a laser on finding deals from retailers. There is some compulsion to buy more stuff as the holidays approach — as gifts for friends and family, in the spirit of Christmas and Hanukkah, and as gifts for ourselves. After all, with the ... Continue reading this article…

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