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Will My Honda Civic Drive Another 2,850,000 Miles?

by Luke Landes
Honda Civic

While I am happy I’ve kept my 2004 Honda Civic eight and a half years and haven’t felt the need to upgrade, I’m certainly not as dedicated to maintaining old cars as an automobile enthusiast. In fact, I’ve been ridiculed and insulted by people whose opinion is that eight years is not very impressive for ... Continue reading this article…

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Joe Biden’s Net Worth vs. Yours: Bad Comparison

by Luke Landes
Joe Biden

Recently, J. Money from Budgets Are Sexy pointed out that you may have a higher net worth than Joe Biden, the Vice President. Biden’s net worth is about $215,000, lower than one might expect for a person in his position, and that’s due to his debt load. I could name a few financial oversharers who ... Continue reading this article…

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Learning to Say No

by Luke Landes
HuffPost Live

Earlier this week, I appeared on HuffPost Live, an online television channel, to talk about saying no to spending. Social situations make it difficult for people to admit among friends that they can’t afford whatever the social activity might be, such as dining out or going to a club. The discussion was couched in fashion. ... Continue reading this article…

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For Financial Freedom: Reduce Expenses or Grow Income?

by Luke Landes
Penny

The frugal approach to growing wealth focuses on what you spend. The Millionaire Next Door, one of the most popular wealth motivation books, shows how spending wisely is the most important factor in increasing net worth. The book contains anecdote after anecdote about millionaires who live below their means and keep their wealth by maintaining ... Continue reading this article…

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6 Considerations Before Using Credit Cards in a Foreign Country

by Jason Steele
Kremlin

This is a guest article by Jason Steele. Jason is an expert in travel and credit cards. He contributes several of the top personal finance sites on the Internet including the blog at Credit Card Forum. In this article, Jason shares what everyone should know before using a credit card outside the United States. In ... Continue reading this article…

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Rescheduling My Life: Grocery Delivery

by Luke Landes
Groceries

On Sunday, I decided to take another shot at improving my time management skills. For as long as I can remember, time management has never been my strength. Always drawn to activities I find exciting, sometimes my responsibilities suffered. I’ve been through a number of programs and read a number of books designed to improve ... Continue reading this article…

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Discover Bank Forced to Pay $200 Million Refund and $14 Million Fine

by Luke Landes
Money Hand Refund

There’s no place for deceptive marketing tactics. Discover Bank‘s credit card customers allegedly found themselves on the receiving end of a sales pitch without knowing it. The Consumer Financial Protection Bureau (CFPB), teamed with the Federal Deposit Insurance Corporation (FDIC), uncovered evidence of slimy sales tactics. In many cases, consumers thought they were adding free ... Continue reading this article…

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Citi ThankYou Premier Card

by Luke Landes

Today’s Citi ThankYou® Premier Card does not offer the same enticing bonus once available. For a period of time, new users were treated to a sign-up bonus of 30,000, 40,000 or even 50,000 ThankYou points. The sign-up bonuses may return in the future, but for now, the benefit is no longer available. Without the sign-up ... Continue reading this article…

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