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Negotiating for Salary – Men vs. Women

by Flexo

I’m a fan of social experiments, and here’s an interesting study. Researchers at Carnegie Mellon University wanted to determine if sex had a role to play in hiring decisions. Male and female observers, playing the role of decision-makers, watch an interview with male and female participants (job candidates). When the candidate was asked what he ... Continue reading this article…

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Balance Sheet, September 2005

by Flexo

What follows is my personal balance sheet for the end of September, 2005. Thankfully, my net worth has made some gains this month. Some of that was due to increased value in my investment accounts and some was due to receiving three paychecks this month. Since I get paid every other Friday, the calendar rewarded ... Continue reading this article…

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Emergency Funds, Doing Okay?

by Flexo

We hear all the time how Americans are not saving enough for emergencies. The “Emergency Fund” is heralded as the first step in getting a sound financial footing, before thoughts about investing in stocks or making large purchases enter the brain. The idea of putting aside cash for a (very) rainy day has been a ... Continue reading this article…

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Time to Consolidate

by Flexo

I spent the last 45 minutes or so consolidating my student loans. I’m a graduate student, working on my Master of Business Administration degree from the University of Phoenix Online. Even though I have these loans, they get paid off as soon as I receive my reimbursement check from my company. However, when I first ... Continue reading this article…

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Carnival of Personal Finance #1

by Flexo

Welcome to Consumerism Commentary and the Carnival of Personal Finance! For an introduction to the Carnival, read this entry. For a schedule of upcoming Carnivals and their hosts, see this article. Below you will find the articles that have been submitted so far. The deadline was originally set for Sunday night at 10:00pm, but any ... Continue reading this article…

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Account Balances, May 2005

by Flexo

Below are my account balances for the end of May, 2005. The balances are displayed next to the two previous months as well as May, 2004 for comparison. I’m slowly making my way, despite May’s net worth being a little lower than April’s. Some notes: * There is a value listed for my 2004 Honda ... Continue reading this article…

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Is The MBA Worthwhile?

by Flexo

Loyal readers may recall that I’ve been working on my MBA (master of business administration) degree through the University of Phoenix Online. Other MBA students from more traditional graduate schools are often surprised when I describe the amount of work required for the degree. I have a little less than a year left if I ... Continue reading this article…

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More Free Email Accounts

by Flexo

The news today is that America Online [TWX] will begin offering free email accounts to the world, with 2GB of storage for each account. Like Google’s Gmail, the service will be supported by ads rather than customer subscriptions. There are already major alternatives to AOL’s proposed service, such as Hotmail, Yahoo Mail, and the aforementioned ... Continue reading this article…

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