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What is Value? It’s Often a Lie.

by Flexo

“Buy now! A $2,000 value, only $79.95! This week only!” What is value, really? When a product is on sale, why do we say that product is worth more than we pay? It’s psychological. We’re getting a deal. We presume the company is taking a loss in order to bring us a special offer, figuring ... Continue reading this article…

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Personal Balance Sheet, June 2011 ($379,354, +1.4%)

by Flexo
Net Worth Balance Sheet, June 2011

Happy Independence Day to all Consumerism Commentary readers in the United States! I’m celebrating my financial independence, as I do every month, with my regular net worth updates. These monthly reports have been a mainstay of Consumerism Commentary, with only a few lapses early on in the history of this website. For the most part, ... Continue reading this article…

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Should Couples Get a Prenup?

by Flexo
Kim Kardashian

Prenuptial agreements are on the rise, as more individuals are concerned about losing their assets in the wake of the recession. Prenups, when handled correctly, can protect an individual’s assets in the increasingly likely event of divorce. Without a prenup explicitly defining how assets should be divvied up, if a divorce occurs, any income earned ... Continue reading this article…

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How to Choose the Best Savings Account

by Flexo
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Born in the 1970s, I didn’t get to experience the days when anyone with a bank account could earn 18 percent APY in their savings. When I started being aware of interest rates — something that didn’t happen for me until I was out of college, struggling to earn a living, and thinking of a savings ... Continue reading this article…

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Personal Balance Sheet, May 2011 ($844,136, +9.6%)

by Flexo
Net Worth Balance Sheet, May 2011

Over the past few days, I considered making some drastic changes to the way I report my finances at the end of each month. I’ve been trying to decide whether it makes more sense to separate my business accounts from this report and report the numbers separately as I did a few years ago, remove ... Continue reading this article…

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$100 Memorial Day Giveaway

by Flexo

To readers in the United States, happy Memorial Day! For Americans serving overseas — please arrive home safely. Many of us had long weekends for the holiday; I spent the weekend traveling. A friend of mine got married recently, and rather than having the traditional wedding, their marriage was private and followed by a honeymoon; ... Continue reading this article…

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Win $50 For Gas Fill-Ups Plus $50 For Amazon.com

by Flexo

It’s another week in May, so it’s the start of another week of giveaways. This month, Consumerism Commentary has embarked on a project I am calling Giveaway May. Every weekday, I will be giving away at least a $50 gift card, and most days I will have a partner or sponsor to help enhance the ... Continue reading this article…

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Giveaway May at Consumerism Commentary

by Flexo

This coming month is going to be “Giveaway May” at Consumerism Commentary. Every weekday, I will feature a new giveaway for readers. It will be simple to enter, usually just requiring a comment and one other action (such as subscribing to the RSS feed, following me on Twitter, or liking Consumerism Commentary on Facebook). Each ... Continue reading this article…

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