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Taking a Pay Cut Sometimes Pays Off

by Luke Landes

At the moment I’m writing this entry, 85 percent of respondents to an informal CNN Money survey say they’d be willing to take a pay cut if the situation was right, while the other 15 percent would not consider such a move. According to Jeanne Sahadi, who speaks from personal experience, there are situations where taking a ... Continue reading this article…

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Thank Your First Commenter Day

by Luke Landes

In honor of Thank Your First Customer Day, I’d like to thank Darren R. Sussman, who was the first commenter on Consumerism Commentary (out of 1,127 comments), and he commented on the entry entitled, Owning a Home, Owing Money. Here is what he wrote: Well, of course. Buying a house is an investment, and a ... Continue reading this article…

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Don’t Stress About Investing

by Luke Landes

Kiplinger’s presents four mantras for stress-free investing. If you’ve been feeling nervous about the stock market lately, perhaps considering these ideas will put you in a relaxed state of mind. 1. Think Long Term The longer you have until your savings deadline, the more risk you can afford to take. If your goals are decades ... Continue reading this article…

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The Rich Can Teach Us A Thing Or Two

by Luke Landes

Here are five lessons we strugglers can “learn” from millionaires, according to Liz Pulliam Weston at MSN Money. How are the rich different than the “rest of us?” Let me enumerate the ways: 1. They give away more. Households with more than $500,000 of investible assets give away 6 percent of their incomes. I’m not sure ... Continue reading this article…

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Personal Finance Bloggers, Please Read

by Luke Landes

This is a post just for personal finance bloggers, so others may not be too interested. I’m building a new service and I’d like to do it in partnership (think “group ownership” with everyone having an equal role) with several other people. I’ve already assumed the risk (purchased the domain name) but I’d like to ... Continue reading this article…

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Teaching Kids About Money, Part 2

by Luke Landes

Previously, I mentioned Yahoo Finance’s latest feature on teaching children about money. This post continues with that feature. Lynne Ticknor acknowledges that schools often don’t have the resources to teach classes beyond core curriculum. Personal finance classes are therefore difficult to find in public schools. Thus, the responsibility falls on the parents, who as many ... Continue reading this article…

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Carnival of Personal Finance #19

by Luke Landes

Welcome to the Carnival of Personal Finance, 19th edition! You are visiting Consumerism Commentary, a website where I discuss my personal finances with links to related news with commentary every once in a while. Here is a little about me and this website. You can browse my latest updates or start with the “Best Of ... Continue reading this article…

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Saving With Low Income, Part 3

by Luke Landes

In this series, I’ve been taking a look at MP Dunleavey’s article offering a plethora of ways to save when income is tight. Here are more of the suggestions submitted by users and compiled by the article’s author. Part One is here and Part Two is here. * Buy generic instead of brand-name products. The ... Continue reading this article…

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