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Black Friday Was a Bust

by Luke Landes
Holiday shopping

The National Retail Federation has admitted defeat. Sales over the past holiday weekend dropped 11 percent over Thanksgiving weekend in 2013 according to the organization in a press release yesterday. The organization reversed course after being highly positive about the prospects for shopping leading up to the announcement of the estimated figures. Shopping traffic for the ... Continue reading this article…

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Naked With Cash: Jake and Allie, October 2014

by Luke Landes
Jake - October 2014 Naked With Cash

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. This year, we have four ... Continue reading this article…

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Why Socrates and Plato Are the Only Financial Gurus You Need

by Luke Landes
Socrates

Forget today’s best-selling financial gurus and authors. Socrates and Plato covered all that you need to know about wealth and life.

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Naked With Cash: Brian, September 2014

by Luke Landes
Brian - September Naked With Cash

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. This year, we have four ... Continue reading this article…

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Mark Cuban Wants to Cap Student Loans at $10,000

by Luke Landes
Mark Cuban Student Lans

We expect much from people we see on television. And it’s worse when we perceive someone to be smart and talented, even if they’re speaking beyond their area of expertise. We think someone who is a great community leader or someone who is a great business leader will make a great President of the United ... Continue reading this article…

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Hard Work and Practice Can’t Guarantee Success

by Luke Landes
Children Playing Chess

I’ve written extensively about taking control of one’s own finances. My life changed for me when I realized I had more control over my personal situation than I previously believed. Every human has the power to make every decision based on a future benefit. One can choose to use a pay raise to pay off ... Continue reading this article…

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How Do You Determine Your House’s Value?

by Luke Landes
House

Yesterday, I pointed out that the house you live in is an essential part of your net worth calculation. But determining the value of your house, especially if it’s the house you live in and not something you track as an investment, can be tricky. It’s easy to determine the value of your mortgage to ... Continue reading this article…

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Naked With Cash: Laura and Leon, August 2014

by Luke Landes
Laura and Leon - Naked With Cash

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. This year, we have four ... Continue reading this article…

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