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Patriotic Millionaires for Fiscal Strength

by Luke Landes

A group of millionaires — the definition of which is any individual with an annual income of over $1,000,000, not a net worth of $1,000,000 — has assembled to let the government know that they’d like the tax cuts for that income level expire, in patriotic duty to the fiscal solvency of the United States. ... Continue reading this article…

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Podcast 82: Credit Sesame and Betterment

by Luke Landes

Today’s Consumerism Commentary Podcast, features two guests. In the first segment, Tom Dziubek talks to Adrian Nazari, founder and CEO of the online credit & loan analysis tool Credit Sesame. Adrian discusses how the website can help customers analyze their debt situation and assist them by presenting them with multiple loan options. In the second ... Continue reading this article…

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Frequent Flyers, Dangerous Investing Advice, and Supercharged Income

by Luke Landes

A week from today, I’ll be on my way to California. I’ll be visiting my family in Los Angeles and Orange County for Thanksgiving and to get away. It’s not all personal, though; I’ll be doing quite a bit of work on Consumerism Commentary while traveling. I’ll be writing, assisted by a few guest authors, ... Continue reading this article…

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10 Tips For Buying a Rental Property

by Sasha

This is an article written by Sasha, former Consumerism Commentary staff writer. In 2007, Sasha shared her experiences with purchasing and managing residential rental properties and the lessons learned. The articles were published in a series of ten. I’ve re-edited the pieces and consolidated the great advice into one article. Looking to diversify your investments ... Continue reading this article…

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A Return to the Gold Standard

by Luke Landes

Robert Zoellick, president of the World Bank, is concerned about the future of our global monetary system. Once upon a time, every dollar in the United States needed to be backed by gold and silver because these metals were said to have intrinsic value. If the world is losing faith in the U.S. dollar as ... Continue reading this article…

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Podcast 81: Sell Your Crap, Adam Baker

by Luke Landes

Today on the Consumerism Commentary Podcast, Tom Dziubek talks to Adam Baker, founder of the Man Vs. Debt website and author of the Sell Your Crap series of guides. Adam and Tom talk about many topics tackled in the guides, such as admitting that you have crap in your house, finding the true value of ... Continue reading this article…

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Should You Drop Out of College?

by Luke Landes

College can be an expensive waste of time. Not everyone has the capability or will-power to make the most of higher education. That’s perfectly acceptable. If you look at specific cases, a bachelor’s degree is often not worth the time, effort, and money. On average, college graduates earn more than those with nothing more than ... Continue reading this article…

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Personal Balance Sheet, October 2010 ($463,930, +8.0%)

by Luke Landes

In July 2004, my car was my biggest asset, although my loan left me with no equity. That same car, as it lost value over time and as my finances generally improved, is now the least significant line on my balance sheet. One would think that the progression of net worth from $20,000 at that ... Continue reading this article…

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