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Joshua Tree

by Flexo

In the interest of posting more personal information, I’d like to share my experience at Joshua Tree National Park. From what I understand, due to the rain the desert is the lushest it has been in many years. I’ve been told I’m very lucky to have experienced the desert at the time I did. This ... Continue reading this article…

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Off to Sunny California

by Flexo

In one hour, I’ll be leaving for southern California, where I’ll visit family and stay at Joshua Tree. Unfortunately, some of my time on vacation will be spent online since I’m in the middle of a course (Operations Management) for my master’s degree. I may end up blogging after all, but updates will be sporadic.

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How to Loan Money to Family

by Flexo

Many people frown on lending money to family. Doing so runs the risk of hurting otherwise good relationships. In this MSN Money article, Liz Pulliam Weston talks about how to lend or borrow money from family while avoiding the pitfalls. When lending money to family, heed this advice:

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Regularly Scheduled Auto Maintenance

by Flexo

As I recently passed 20,000 miles on my 2004 Honda Civic, I decided it was time to take the car in for regular maintenance. The dealer suggests maintenance after every 7,500 miles, but I try to stretch it to every 10,000. I go to the dealer where I bought the car in order to have ... Continue reading this article…

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Investing Scams

by Flexo

CNN Money is running a story about the most popular investment scams. Similar stories are being run on MSN Money and Bankrate as well. In fact, the story is everywhere. Here are the top ten scams, as measured by the North American Securities Administrators Association. The links below provide more information on each of these ... Continue reading this article…

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My Investments

by Flexo

In the interest of full disclosure, I might as well give you a a peek into the investing side of my net worth. Roth IRA Invested in the TIAA-Cref Equity Index [TCEIX], directly with TIAA-Cref. The fund invests in the stocks listed in the Russell 3000 Index. It has a low expense ratio of 0.26 percent, ... Continue reading this article…

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Trying Out Emigrant Direct

by Flexo

It’s been about three months since Emigrant Direct started offering a 3.0 percent interest yield on their savings account, beating out ING Direct for the favored spot in the minds of many. I’ve held out with ING for these three months and witnessed my favorite raise their rates, though not quite to the top. ING Direct’s ... Continue reading this article…

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The New Bankruptcy Bill

by Flexo

There’s a new bankruptcy bill that’s up for vote in the Senate. if it passes, and it probably will, filing for bankruptcy will be harder. More specifically, fewer people will be able to file under Chapter 7, where creditors will get nothing and all debt is liquidated, and instead will be forced to file under ... Continue reading this article…

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