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Customers Say Retailers Are Not Living Up to Durbin Amendment Promise

by Flexo
Cashier checkout at Walmart

Retailers, represented by the National Retail Foundation, promised that consumers would benefit when retailers, particularly small businesses, were to benefit from regulated interchange (swipe) fees charged by Visa and MasterCard. The regulation, commonly called the “Durbin Amendment to the Dodd-Frank Act,” would lower the cost for businesses who were subject to an effective duopoly between ... Continue reading this article…

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Improve Your Finances By Modifying Your Behavior

by Flexo
Money

Improving your financial situation requires more than just trying harder. People who write financial websites offering advice often think or imply that the reason for financial misfortune is ignorance of the basics. Recently, there was one website that claimed that the only thing people need to know was spend less than you earn, as if ... Continue reading this article…

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Your Dream Wedding: When to Save, When to Splurge

by Guest Author
The wedding bride

This is a guest article by Jennifer Calonia, Junior Editor at GoBankingRates. In the article, the author helps couples in search of their dream wedding decide which expenses are worth paying more money for. The pressure to plan a perfectly executed wedding is a monumental undertaking, especially for those lacking a savings fund or a ... Continue reading this article…

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Church Health Insurance: Effective in the Amish Community

by Flexo
Horse and buggy

The Amish community is exempt from the health insurance mandate that is now federal law. Members of this community rely on each other for taking care of their health, rather than relying on insurance companies. It’s an interesting approach to healthcare, and it is effective for communities where people rarely leave or enter. I visited ... Continue reading this article…

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Bank Switch Kit and Checklist

by Flexo
Broken piggy bank

With Wells Fargo changing their policies to be less consumer-oriented this week, I’ve received several questions about the logistics switching banks. In previous decades, closing your account at one bank and opening an account at another was a simple process. All that was required was to walk into one branch, ask to close your account, ... Continue reading this article…

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Motivation for Multiple Streams of Income

by Evan
Television remote control

This is a guest article by Evan, creator of My Journey to Millions. In the article, Evan discusses what motivated him to move forward with earning multiple streams of income along this journey, and takes a motivational approach to inspire readers to improve their personal finances. Take a moment and just think about what you ... Continue reading this article…

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Slate from Chase No Balance Transfer Fee Card Review

by Flexo

Not every credit card on the market today is out to provide consumers with great rewards, because not every card customer can make the most of those rewards. Credit cards are just tools, and depending on who is wielding them, they could have a positive or a negative effect on that person’s finances. Some people ... Continue reading this article…

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Your Ego and Your Wallet

by Marc Pearlman
Poker chips

This is an article by Marc Pearlman. Marc is a money management professional who has been in the finance industry over 20 years, and he is the author of The Positive Money Mindset and host of the radio show, Your Money Matters. I watched as these two were duking it out — at the poker ... Continue reading this article…

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