Chase Slate Edge(SM) Review

The Chase Slate Edge is a no annual fee credit card with a twist. Chase offers a 0% introductory APR on purchases and balance transfers. The twist is that Chase will automatically consider you for a one-time credit line increase after six months when you pay on time and spend at least $500 on your card during that time. There are no rewards, though, and no welcome bonus. It’s a good no-frills credit card for those looking to make a major purchase or pay down debt. We dive into the details and your approval odds in this Slate Edge review.

Chase Slate Edge

Our Rating

4.3/5.0

Welcome Offer

Start off strong with 0% Intro APR for 18 months

Annual Fee

$0

0% on Purchases

18 months

Reward Rate

N/A

0% on Balance Transfers

18 months

Welcome Offer

N/A

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay
BenefitsExtended Warranty Coverage, Purchase Protection, Free credit score access, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Roadside Assistance

Rewards

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee3% of each transaction in U.S. dollars
Regular APR20.49% - 29.24% (V) APR
Balance Transfers0% Intro APR for 18 months on balance transfers, then 20.49% - 29.24%(V) APR after that.
Balance Transfer Intro FeeEither $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days.
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Purchases0% Intro APR for 18 months on purchases, then 20.49% - 29.24% (V) APR after that.

Insurance

Extended Warranty

Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Pros & Cons

Pros
  • No annual fee
  • 0% introductory APR
Cons
  • No welcome bonus
  • No rewards
  • High APR
  • Foreign transaction fee

What Are the Best Alternatives?

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

Rating

4.4

Rewards Range

1%-3%

Annual Fee

$0

Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card

Rating

4.5

Rewards Range

1.5%

Annual Fee

$0

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