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403(b)

Happy New Year? Not For Some. At the beginning of 2009, employees who take part in a 403(b) plan, which is like a 401(k) plan for non-profit organizations, will have fewer investment options. This change will bring 403(b) plans in line with the expectations for 401(k) plans. The change will probably mean higher expenses and more paperwork for everyone involved: employers, employees, and plan managers.

Dow 8,000: The Psychology of Round Numbers. This is a short article that doesn’t get deep into the topic. It is interesting how psychology is attached to round numbers, whether it’s 14,000, 10,000 or 8,000 for the Dow Jones Industrial Average. These numbers are seen as triggers.

100 Money Saving Tips for the Holiday Gifting Bonanza. Do not shop for gifts this year without memorizing Jim’s list of 100 tips. If not, at least skim through. There are bound to be several dozen that could guide you this year with the economy in a mess.

Save Time and Effort With a Personal Shopper. This is often a free service clothing stores offer, and they may not even advertise it. Carson Kressley’s fee is too high, and apparently, it’s easy to get the same service. All you have to do is prepare a list of what you need, bring your measurements or have yourself measured in the store, and answer some of the personal shopper’s questions about your lifestyle and preferences, and he or she will bring you items to try on with no obligation.

For the “News and Blogs” features, which I plan to run almost daily as long as I have additional articles to share, I select some of the most interesting posts from my RSS reader and from pfblogs.org. If you don’t believe you blog is included on my RSS reader, please let me know to so I can add it. Thanks!

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