I’m a previous customer of the Mac Bundle Box, and I’m always curious to see what’s on the offering block when it reappears.
If you’re unfamiliar with the program, it’s one of the best ways you can save money on Mac software. Not only can you get $460 worth of software for $50, but 10% of each sale goes toward charity. This time it’s charity: water, which provides clean drinking water to developing nations.
Of particular note to our readers are two apps in the group dedicated to personal finance:
iCash
iCash is a software intended to control your personal finances, keeping track of incomes, expenses, credits, debts and Banks transactions for you. As simple as creating the accounts you need and move money between them! You don’t even need to know about accounting or even care about it! Your finances depend largely on good organization that lets you know where your money comes from and to where it goes.
Chronicle
Keeping track of your bills has never been so easy! Intuitive and remarkably simple to use, Chronicle will help you pay your bills on time, every time. It takes only a few seconds to add a new bill for Chronicle to remember. Once you enter your bills, Chronicle’s overview shows you all your upcoming bills at a glance, and alerts you when one is due soon (Leopard only). Plus, payment history and statistics by year and month help you determine when, where, and how much you spend. Chronicle also automatically averages your payments for bills that fluctuate, like credit cards and utilities, helping you budget for the future more accurately. You can also use Chronicle’s goals to work toward reducing a balance or paying off a loan. Late payment fees often cost $25 or more. Why risk it? Let Chronicle keep track of all your bills simply and easily!
There are twelve programs in the bundle, including the very-well-reviewed DEVONthink.
If you’ve used any of the apps in the bundle, I’d love to hear your comments, so our other readers can decide better whether it’s worth the $49 to them.
It’s barely been a month since the iPhone update which allows people to download applications written by 3rd-party developers, and there are already more than 1,000 to choose from. Here are a few of the more promising entries in the field of Personal Finance:
Loan Shark
(Web | iTunes)
It’s unreasonable to expect that a person, when presented with a loan offer, can glance at the numbers and determine whether the salesperson is trying to rip them off. If it hadn’t happened to a friend of mine, I might’ve chalked this scenario up to simple paranoia, but it does happen. Thankfully, what with the Internet empowering us all, it happens less and less.
If all you’re looking to do is check the math on a loan offer, there are other ways to go about it. For example, you could point your mobile browser to CalcNexus’s Auto Loan Calculator and get an answer pretty quickly. The major advantage to the Loan Shark iPhone app is that it saves loan details to a Favorites screen so you can compare offers from different banks.
It also shows amortization tables and works as well for credit cards and home loans. For my money, in this case US$4.99, that’s a lot more convenient than carrying around a notepad and a pen.
Save Benjis
(Web | iTunes)
At some point (for me this happens weekly), you’ve been in a store, looking at something you probably want to buy, and you thought to yourself, “I could get this cheaper somewhere else.” Save Benjis answers your doubts for you in a matter of seconds. Best of all, it’s free, so you have nothing to lose if you want to give it a try.
Pick & Choose – Groceries
(Web | iTunes)
“Okay, I’m at Target. What was that other thing I needed to buy?” The analog lifestyle solution to this conundrum was always to keep a shopping list on the fridge and take it with you. But more often than not, I’m coming straight from work, or I forgot the list at home.
You may have noticed by now that I have a sort of contempt for paper records. Anyway…
This app has a built-in database of over 1,500 grocery items, so you barely need to type anything. In fact, I think I’m going to buy this app right now.