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Podcast 33: Identity Theft and Identity Fraud With Terri Cullen

by Flexo on December 6, 2009. Podcast 1 comment.

On today’s Consumerism Commentary Podcast, Tom Dziubek speaks with author and columnist, Terri Cullen. Terri Cullen is the author of The Complete Identity Theft Guidebook: How to Protect Yourself from the Most Pervasive Crime in America and is a former columnist for the Wall Street Journal. Tom Dziubek and Terri Cullen discuss identity theft and ... Continue reading this article…

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FICO Suing the Credit Bureaus Over VantageScore

by Flexo on July 29, 2009. Credit 2 comments.

Fair Isaac, the company that created and owns what is generally known as your credit score, is suing Experian and TransUnion, two of the three credit reporting bureaus, for creating a competing product that blurs the line between the “real” credit score and the others. The third credit reporting bureau, Equifax, agreed to settle with ... Continue reading this article…

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The FTC Fights Sites Offering “Free Credit Reports” With Musical Commercials

by Flexo on March 9, 2009. Credit 9 comments.

The Federal Trade Commission wants consumers to know that the only website offering the three federally mandated free credit reports each year — one from each credit reporting bureau — is AnnualCreditReport.com. While they don’t name the “other” website specifically, this campaign is a direct response to freecreditreport.com, a service from the reporting bureau Experian ... Continue reading this article…

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Sallie Mae Reporting Incorrectly to Equifax, Dropping FICO Scores

by Flexo on May 13, 2008. Consumer 6 comments.

If you have a loan serviced by Sallie Mae, there is a good chance that your FICO credit score dropped significantly recently. Consumers have identified an error in Sallie Mae’s reporting. Accounts in good standing have been flagged and notated with the wording, “Arrangements made with credit grantor to make partial payments.” ... Continue reading this article…

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10 Steps to Break the Credit Card Habit

by Flexo on April 7, 2008. Best Of Credit 12 comments.

If you’re a Type A credit card user, chances are you know it whether or not you are willing to admit it. If you can answer yes to these questions, then a lifestyle change is in order.

Do you pay interest fees when you send in your credit card payment? Have you ever paid your credit ... Continue reading this article…

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FreeCreditReport.com is a Scam!

by Flexo on November 16, 2006. Consumer 138 comments.

Updated: Get Out of FreeCreditReport.com’s “Triple Advantage”. This isn’t the first time, but now the State of Florida Office of the Attorney General is investigating FreeCreditReport.com. You’ll notice I don’t link to the site. This site, run by credit reporting agency Experian is taking advantage of the ruling that anyone can receive a free ... Continue reading this article…

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