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ecrd factor

   

Start the Decade Off Right: Cut Out Unnecessary Expenses

by Flexo on January 11, 2010. Consumer 13 comments.

Ten years from now, how do you want to look back on this decade? In terms of my finances, it would be hard to top the last ten years. This was the decade my net worth as I measure it for Consumerism Commentary soared from below zero to $300,000. Sure, that progress pales in comparison ... Continue reading this article…

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The Little Things and the Big Things: Which are More Important?

by Flexo on September 15, 2009. Personal Finance 12 comments.

It’s easy to adopt one concept and use that concept to define your world. You commonly see this in religion, but I’m referring to personal finance concepts, as you might expect from Consumerism Commentary. One popular financial guru talks about The ECRD Factor. His followers — a guru can’t be a guru without a throng ... Continue reading this article…

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Managing Your Money Vs. Micromanaging Your Money

by Flexo on June 23, 2008. Money Management 3 comments.

When first attempting to gain some control over your finances, it’s particularly helpful to micromanage. If your money is in a state of disarray due to spending more than you’re earning, then it’s helpful to look at every little expense, at least for a time. This will help give you a more accurate picture ... Continue reading this article…

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