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On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek speaks Peter Pham, the CEO of BillShrink. Peter offers several suggestions to guide the many consumers who accumulated more debt than they expected this holiday gift-giving season. Peter Pham from BillShrink was also our guest on the first episode of the Consumerism Commentary Podcast in April ... Continue reading this article…
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This article is presented by Kelly Whalen, Consumerism Commentary staff writer. With only one more day until Christmas you may still be in the market for a few last minute gifts. If you are like me, the idea of driving through traffic and elbowing through crowds to find gifts is not going to bring you any ... Continue reading this article…
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This article is presented by Kelly Whalen, Consumerism Commentary staff writer. The temptation to spend money is everywhere, especially during the holidays. There is something magical about lights glowing, soft Christmas music playing everywhere, and the hustle and bustle of the holiday season that seems to make money fly right out of everyone’s wallet. Whether you ... Continue reading this article…
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One thing I’ve always half-lamented, though lamented more in the past when my funds were a bit tighter, is the office holiday gift exchange. I’ve participated in everything from the Secret Santa to the grab bag to the system in which you can ruthlessly steal the gifts selected by your coworkers (up to three times). ... Continue reading this article…
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The first guest on today’s Consumerism Commentary Podcast is Jim Sharvin, a Certified Public Accountant affiliated with the California Society of CPAs. Tom Dziubek and Jim discuss how consumers can protect themselves when buying and using one of the most popular holiday gifts, gift cards. After the break Tom speaks with Heather Booth, Executive Director of ... Continue reading this article…
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Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This article ... Continue reading this article…
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It’s a February tradition on Consumerism Commentary to look at Valentine’s Day from a perspective of moderation. Each year, I consider how a couple for whom frugality is important can still feel involved in the holiday of love. If you have some thoughts to add, please leave your comments at the bottom of this article. The ... Continue reading this article…
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There’s a story circulating that customers are using cash instead of credit for their holiday purchases this year, more than they have for many years past. I found this story detailed in Newsweek. Here are the highlights you should know:
Credit card issuers are raising interest rates and fees, while lowering spending limits Some analysts are saying ... Continue reading this article…
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This article was published here on Valentine’s Day 2007. I enjoyed it so much, I decided to reprint it with perhaps a few updates every successive Valentine’s Day for the rest of my life. Enjoy. Do you want to be romantic and save money? In a world where romanticism is portrayed by the ... Continue reading this article…
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Now is most likely the best time for finding great deals on holiday items like Christmas tree ornaments and decorations. While I’m inclined to say that holiday tchotchkes are generally overpriced to begin with, I’ve spotted discounts up to 75 percent off of the regular price over the past few days. Most people, particularly ... Continue reading this article…
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In the course of my holiday shopping, I happened into my local pet shop for some supplies and a catnip-filled stocking or two. While there, I couldn’t help but wander towards the wall full of wriggling puppies, each more adorable than the last. As usual, there were a few display tanks full of ... Continue reading this article…
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Unfortunately, I forgot to mention PriceProtectr during my recent Wall Street Journal interview, but I can’t praise this free service enough. This website keeps a private database of your purchases, in store or online, and monitors the price of the items. Many stores offer a price match policy, in which the customer would ... Continue reading this article…
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Homemade gifts can be so much more than the sum of their parts, which makes them a great frugal gift option. They are redolent of effort, of “I thought of you all year and worked on this for you” versus “I realized I needed a gift for you ten minutes ago and picked this ... Continue reading this article…
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‘Tis the season to think about charitable giving, and there are some wonderful opportunities to do this while giving to your friends and loved ones. Whether it’s one of your favorite causes or one which aligns with the interests of the recipient, there are three simple ways to make a doubly-impactful gift this holiday ... Continue reading this article…
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This is a guest post from Steve, who writes about finance and life at Brip Blap. As the holiday season approaches, calls for donating to charity begin to multiply. Americans donate over $240 billion per year to various charities, and that’s simply in terms of money; the contributions in goods and services add even more ... Continue reading this article…
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