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house

   

The Credit Cardholders’ Bill of Rights Act of 2009 (Credit CARD Act)

by Flexo on April 30, 2009. Credit 9 comments.

The following timeline and details will be updated as the Credit Cardholders’ Bill of Rights, now merged with and known as the Credit Card Accountability, Responsibility and Disclosure (CARD) Act, progresses through Congress and as the bill makes its way to the President to be signed into law. Visit this article often for the latest ... Continue reading this article…

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Is Your Home an Asset or Liability?

by Flexo on February 16, 2009. Real Estate and Home 25 comments.

When is your house a liability? Does the fact that you have a mortgage make your house a liability? Or do you have to owe more than the house is worth? What is a liability, anyway? Well, it depends. Looking at your house from a financial perspective, which you should do because if you’re like many ... Continue reading this article…

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Home Prices Keep Falling

by Flexo on December 30, 2008. Real Estate and Home 2 comments.

Six or seven years ago, a couple I knew married each other and bought a house right away. I can’t claim to know their personal financial details, but I am sure the value of the house was well beyond three times their combined income. The husband explained to me that house values never go down, ... Continue reading this article…

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10 Tips for Buying a House in Any Market Condition

by Flexo on October 17, 2008. Real Estate and Home 5 comments.

When you sell one house and buy another, the overall market conditions don’t matter as much. Unless the two houses involved are in areas with drastically different market conditions, you are exposed to the buy side and the sell side at roughly the same time. Whether it’s a “buyers’ market” or a “sellers’ market,” ... Continue reading this article…

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Home Improvement Cost vs. Value (2007)

by Smithee on August 13, 2008. Real Estate and Home 17 comments.

As first-time homeowners, we watch more than our share of DIY Network / HGTV / buying and selling home shows. My wife and I work as a team: she concentrates on making home improvements, and I’m concerned with making sure things don’t fall apart. I also worry sometimes that any project we undertake might be ... Continue reading this article…

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The Case Against Mortgage Pre-Payment

by Guest Author on February 21, 2008. Debt Reduction 26 comments.

This article was written for Consumerism Commentary by Adfecto, a mid-20s guy with a masters degree in engineering. He aspires to be wealthy and writes frequently for his own blog, Adfecto Abundantia. When I purchased a home it was not a lifetime commitment. I view a person’s choice of housing first as a financial ... Continue reading this article…

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