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My wife and I went way over our budget in a couple of categories during June. Part of it was to be expected because I’m commuting to a new internship, and part of it was planned, but unfortunately, most of the over-spending can be chalked up to a simple fact: we made some spending mistakes. Any ... Continue reading this article…
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Near the end of my college career there was a sort of “Psychic Fair” on campus. As I recall, nobody charged us anything, so I got a reading from a Numerologist. She basically had me fill out a form with some information about myself. I remember “full name” and “birthdate”, for example. Multiple calculations later, the ... Continue reading this article…
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Focusing on small spending habit changes is a good way to save significant money over the long term. No matter how many daily lattes you forgo, if you make poor spending decisions on major expenditures, all your ECRD savings could be negated in one moment. Consumer Reports has identified some of these major ... Continue reading this article…
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It’s great to focus on the little things that save you money, like The Expensive Coffee-Related Drink Factor. Reducing small, regular expenses add up over time. But all that focus on the minutiae is for naught if you make big mistakes. Consumer Reports recently published an article that explains how much some ... Continue reading this article…
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I’ve made a few financial mistakes in the past year, but the last one I’ll share is perhaps the worst of all, since it’s about more than just money. If I don’t recover from this one, I could pay years of penance, not just suffer through one dismal tax year. My earning potential ... Continue reading this article…
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2007 may be my worst tax year ever. Not only did I fail to qualify for the full energy credit and fall out of touch with my tax accountant, but I made it worse by having a great year with my rental properties. A great year which I did not sufficiently offset, and ... Continue reading this article…
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Sure, I’m much more aware of my personal finances now, and made some very positive changes in 2007, but looking back, I realize I’ve also made some very-avoidable mistakes, for which I’m kicking myself. My first mistake is also the most annoying to me, since I’ll be feeling the impact of this particular poor decision as ... Continue reading this article…
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