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Podcast 32: Gift Cards and Financial Reform

by Flexo on November 29, 2009. Podcast Add a comment.

The first guest on today’s Consumerism Commentary Podcast is Jim Sharvin, a Certified Public Accountant affiliated with the California Society of CPAs. Tom Dziubek and Jim discuss how consumers can protect themselves when buying and using one of the most popular holiday gifts, gift cards. After the break Tom speaks with Heather Booth, Executive Director of ... Continue reading this article…

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Federal Reserve Wants Your Opinion About Gift Card Fees

by Flexo on November 17, 2009. Consumer 1 comment.

The Credit CARD Act of 2009 instructed the Federal Reserve to enact new regulations for gift cards. I have a love/hate relationship with gift cards; they’re convenient gifts to give when you know the recipient is a fan of a certain store. Unfortunately, the past few years have seen restrictions added to gift cards which ... Continue reading this article…

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Credit Card Issuers Making Life Tough For Consumers

by Flexo on July 2, 2009. Credit 7 comments.

Whether due to the economy or the impending regulation enacted within the Credit CARD Act of 2009, credit card companies are taking the opportunity to raise interest rates and minimum payments. This is perhaps an unintended consequence of increasing regulation. These changes affect consumers with manageable debt, but others who are trying to get out ... Continue reading this article…

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New Consumer Financial Regulation

by Flexo on June 18, 2009. Economy 3 comments.

The White House is proposing a realignment of the financial regulation that failed to prevent the latest recession, but will the proposals help protect consumers? There is a long way to go between the President’s proposal and the enactment of a law, but here are the highlights as the plan stands today. The Financial Services Oversight ... Continue reading this article…

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Oversight and Regulation: Too Much or Too Little?

by Flexo on March 17, 2009. Economy 9 comments.

Many economists are citing the lack of regulation of the financial markets as one of the primary causes of the recent economic collapse. Alan Greenspan, once a believer in deregulation, blames the crisis on the financial industry’s inability to monitor itself. A pattern of financial deregulation over the past two and a half decades ... Continue reading this article…

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