<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Ten Things to Do With $1,000 Right Now</title>
	<atom:link href="http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/</link>
	<description>A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
	<lastBuildDate>Thu, 31 May 2012 17:59:20 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>By: DivaDancing14</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-273363</link>
		<dc:creator>DivaDancing14</dc:creator>
		<pubDate>Sat, 12 Nov 2011 00:17:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-273363</guid>
		<description>Great article! i don&#039;t know why i would use $1000 towards the gym? :P i would use towards an emergency plan! :) Also to upgrade home appliances! Great advice! Tweeted :)</description>
		<content:encoded><![CDATA[<p>Great article! i don&#8217;t know why i would use $1000 towards the gym? :P i would use towards an emergency plan! :) Also to upgrade home appliances! Great advice! Tweeted :)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kristina</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-258710</link>
		<dc:creator>Kristina</dc:creator>
		<pubDate>Sat, 21 May 2011 06:01:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-258710</guid>
		<description>I would pay off debt or add to my emergency fund.</description>
		<content:encoded><![CDATA[<p>I would pay off debt or add to my emergency fund.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: guest</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-/#comment-244411</link>
		<dc:creator>guest</dc:creator>
		<pubDate>Fri, 10 Sep 2010 08:11:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-244411</guid>
		<description>Don&#039;t let society fog your mind.

your so damn lucky to be alive , on planet earth, lucky earth even exist.
please give life the best shot you can work hard all day even if they pay is not so good.
if you work hard and save ur money and ur lucky, ull make it some day ;p</description>
		<content:encoded><![CDATA[<p>Don&#8217;t let society fog your mind.</p>
<p>your so damn lucky to be alive , on planet earth, lucky earth even exist.<br />
please give life the best shot you can work hard all day even if they pay is not so good.<br />
if you work hard and save ur money and ur lucky, ull make it some day ;p</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: guest</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-/#comment-244410</link>
		<dc:creator>guest</dc:creator>
		<pubDate>Fri, 10 Sep 2010 08:09:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-244410</guid>
		<description>If you have less than 4,000,000$ in the bank

you should work as much as you can 15-72 hours , try pick up extra shifts w/e 
i work 16 hours a week but ive been able to push 29-32 hours just by asking for more
i would prefer to work 50+ but its tough times, im sure many people work less hours than they want to.

I would either put it in a high yield savings account 1.35% , you can never have to much emergency savings ;p

buy a certificate of deposit

or if your rather savvy, skilled, and lucky,

make a rule-based buy and sell decision on a stock you believe will make you money!

if you choose to invest, be sure to read up !  

don&#039;t just buy one cuz u &#039;think&#039; or &#039;feel&#039; its gonna go up

it might , and u may make money, but thats gambling , not the proper strategy!

i have a gut feeling kroger stock is going to go up in october then drop a little

but im not gonna invest purely on that, plus i only have 100$ im basically gonna try save 300$ a month till january first [up to 1000$] and either invest if i find a stock that meets my 11 different high standard criteria :)   or apply it to my debts -- currently 2500$+ 24% interest.

im currently applying for a 2500 loan at 7.5% interest [not confirmed yet] from my companies credit union , if i get that loan i may lean more heavily towards a good stock invest ment 10-20%+

or just pay off 1k debt in a big fell swoop

</description>
		<content:encoded><![CDATA[<p>If you have less than 4,000,000$ in the bank</p>
<p>you should work as much as you can 15-72 hours , try pick up extra shifts w/e<br />
i work 16 hours a week but ive been able to push 29-32 hours just by asking for more<br />
i would prefer to work 50+ but its tough times, im sure many people work less hours than they want to.</p>
<p>I would either put it in a high yield savings account 1.35% , you can never have to much emergency savings ;p</p>
<p>buy a certificate of deposit</p>
<p>or if your rather savvy, skilled, and lucky,</p>
<p>make a rule-based buy and sell decision on a stock you believe will make you money!</p>
<p>if you choose to invest, be sure to read up !  </p>
<p>don&#8217;t just buy one cuz u &#8216;think&#8217; or &#8216;feel&#8217; its gonna go up</p>
<p>it might , and u may make money, but thats gambling , not the proper strategy!</p>
<p>i have a gut feeling kroger stock is going to go up in october then drop a little</p>
<p>but im not gonna invest purely on that, plus i only have 100$ im basically gonna try save 300$ a month till january first [up to 1000$] and either invest if i find a stock that meets my 11 different high standard criteria :)   or apply it to my debts &#8212; currently 2500$+ 24% interest.</p>
<p>im currently applying for a 2500 loan at 7.5% interest [not confirmed yet] from my companies credit union , if i get that loan i may lean more heavily towards a good stock invest ment 10-20%+</p>
<p>or just pay off 1k debt in a big fell swoop</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Joel Reese</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199509</link>
		<dc:creator>Joel Reese</dc:creator>
		<pubDate>Thu, 22 Oct 2009 01:50:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199509</guid>
		<description>I have a two-year old daughter, so I&#039;d probably pretend I never got it and invest it with her college savings in mind. Granted, I&#039;m sure she&#039;s going to get a full-ride somewhere for something (UNC for soccer? Harvard for electrical engineering?), so I&#039;m sure I won&#039;t have to worry about that. But just in case...

If I had credit-card debt, that would be at the top of the list. But my wife and I made it a priority to eliminate our debt, so we&#039;re doing okay there.</description>
		<content:encoded><![CDATA[<p>I have a two-year old daughter, so I&#8217;d probably pretend I never got it and invest it with her college savings in mind. Granted, I&#8217;m sure she&#8217;s going to get a full-ride somewhere for something (UNC for soccer? Harvard for electrical engineering?), so I&#8217;m sure I won&#8217;t have to worry about that. But just in case&#8230;</p>
<p>If I had credit-card debt, that would be at the top of the list. But my wife and I made it a priority to eliminate our debt, so we&#8217;re doing okay there.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Todd Wallentine</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199459</link>
		<dc:creator>Todd Wallentine</dc:creator>
		<pubDate>Tue, 20 Oct 2009 03:24:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199459</guid>
		<description>Instead of the Schwab Total Stock Market Index Fund (SWTSX) you could always put it into the Vanguard STAR Fund (VGSTX) which has a minimum investment of $1000.

For me I would put it towards my current top priority: topping off my emergency fund.</description>
		<content:encoded><![CDATA[<p>Instead of the Schwab Total Stock Market Index Fund (SWTSX) you could always put it into the Vanguard STAR Fund (VGSTX) which has a minimum investment of $1000.</p>
<p>For me I would put it towards my current top priority: topping off my emergency fund.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mneiae</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199378</link>
		<dc:creator>Mneiae</dc:creator>
		<pubDate>Sat, 17 Oct 2009 06:42:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199378</guid>
		<description>I&#039;d put it in a Roth IRA. I&#039;m a college student living off of her parents and my &quot;income&quot; is $7,000 in scholarships for 2009. That&#039;s enough to make me file, as none of it is deductible since my parents are claiming my tuition, fees, etc. This qualifies me to get a Roth and take advantage of the fact that I only have to pay 10% income tax.</description>
		<content:encoded><![CDATA[<p>I&#8217;d put it in a Roth IRA. I&#8217;m a college student living off of her parents and my &#8220;income&#8221; is $7,000 in scholarships for 2009. That&#8217;s enough to make me file, as none of it is deductible since my parents are claiming my tuition, fees, etc. This qualifies me to get a Roth and take advantage of the fact that I only have to pay 10% income tax.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Flexo</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199262</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Thu, 15 Oct 2009 04:27:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199262</guid>
		<description>I tend to agree with you. What if your emergency fund is more than full and you have no debt?</description>
		<content:encoded><![CDATA[<p>I tend to agree with you. What if your emergency fund is more than full and you have no debt?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Flexo</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199260</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Thu, 15 Oct 2009 04:25:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199260</guid>
		<description>Great ideas!</description>
		<content:encoded><![CDATA[<p>Great ideas!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Anonymous</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199255</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 15 Oct 2009 00:21:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199255</guid>
		<description>Unless the money on a credit card is riding on 0% interest then paying off the credit card debt should def be at the top of the list.</description>
		<content:encoded><![CDATA[<p>Unless the money on a credit card is riding on 0% interest then paying off the credit card debt should def be at the top of the list.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Julio</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199247</link>
		<dc:creator>Julio</dc:creator>
		<pubDate>Wed, 14 Oct 2009 19:46:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199247</guid>
		<description>My wife and I would take a much needed vacation.  :)</description>
		<content:encoded><![CDATA[<p>My wife and I would take a much needed vacation.  :)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: BobBobBob</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199238</link>
		<dc:creator>BobBobBob</dc:creator>
		<pubDate>Wed, 14 Oct 2009 17:42:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199238</guid>
		<description>We&#039;re getting our 1st time home buyers tax credit Real Soon Now (it&#039;s been 6 or so weeks since we mailed in our form). Since we bought our house and have been budgeting as though we wouldn&#039;t see that money it will essentially be an $8000 bonus. 

We&#039;re going to : 
1) Pay off some debt ($4500 of loans from family members)
2) Put $1000 into an emergency fund
3) Add insulation to the attic (and replace our soffits?)
4) The rest will go towards my wife&#039;s student loans

Any additional $1000s that may find their way to our house will go towards paying down debts.</description>
		<content:encoded><![CDATA[<p>We&#8217;re getting our 1st time home buyers tax credit Real Soon Now (it&#8217;s been 6 or so weeks since we mailed in our form). Since we bought our house and have been budgeting as though we wouldn&#8217;t see that money it will essentially be an $8000 bonus. </p>
<p>We&#8217;re going to :<br />
1) Pay off some debt ($4500 of loans from family members)<br />
2) Put $1000 into an emergency fund<br />
3) Add insulation to the attic (and replace our soffits?)<br />
4) The rest will go towards my wife&#8217;s student loans</p>
<p>Any additional $1000s that may find their way to our house will go towards paying down debts.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jesse</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199235</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Wed, 14 Oct 2009 16:59:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199235</guid>
		<description>These above tips all seemed weird to me aside from the emergency fund..I would not even think of half of these if I came into $1000..self development class? The Gym?

I&#039;d pay off debt. If I didn&#039;t have the debt, I&#039;d probably do the emergency fund thing.</description>
		<content:encoded><![CDATA[<p>These above tips all seemed weird to me aside from the emergency fund..I would not even think of half of these if I came into $1000..self development class? The Gym?</p>
<p>I&#8217;d pay off debt. If I didn&#8217;t have the debt, I&#8217;d probably do the emergency fund thing.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Neal@wealthpilgrim</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199231</link>
		<dc:creator>Neal@wealthpilgrim</dc:creator>
		<pubDate>Wed, 14 Oct 2009 15:24:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199231</guid>
		<description>Go visit my daughter in Israel - and kick her boy friend&#039;s arse!</description>
		<content:encoded><![CDATA[<p>Go visit my daughter in Israel &#8211; and kick her boy friend&#8217;s arse!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Allison</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199228</link>
		<dc:creator>Allison</dc:creator>
		<pubDate>Wed, 14 Oct 2009 15:01:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199228</guid>
		<description>Pay back the rest of a personal loan and then put the rest toward the new computer that I rather desperately want (while my 5 year old beast still works, it&#039;s looking to die any day now).</description>
		<content:encoded><![CDATA[<p>Pay back the rest of a personal loan and then put the rest toward the new computer that I rather desperately want (while my 5 year old beast still works, it&#8217;s looking to die any day now).</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mike L</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199224</link>
		<dc:creator>Mike L</dc:creator>
		<pubDate>Wed, 14 Oct 2009 13:11:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199224</guid>
		<description>Buy a ticket to the Yankees Phillies world series game behind the Phillies dugout!</description>
		<content:encoded><![CDATA[<p>Buy a ticket to the Yankees Phillies world series game behind the Phillies dugout!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Karen</title>
		<link>http://www.consumerismcommentary.com/ten-things-to-do-with-1000-right-now/comment-page-1/#comment-199222</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Wed, 14 Oct 2009 12:32:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=7472#comment-199222</guid>
		<description>Invest in supplies for raised bed gardening for next summer. 
Buy some insulation for the attic.
Buy a good antenna and DVR to get your cable shows online and view thru TV. Get Netflix.
Buy extra food and household disposibles they go up in price. 
Buy a freezer.
Get car tuned up.
Maintaince on your sewer line, furnace and water heater.
Spruce up your home with some paint and small fix its.
Buy a bike.
That is all this early morning brain can come up with.</description>
		<content:encoded><![CDATA[<p>Invest in supplies for raised bed gardening for next summer.<br />
Buy some insulation for the attic.<br />
Buy a good antenna and DVR to get your cable shows online and view thru TV. Get Netflix.<br />
Buy extra food and household disposibles they go up in price.<br />
Buy a freezer.<br />
Get car tuned up.<br />
Maintaince on your sewer line, furnace and water heater.<br />
Spruce up your home with some paint and small fix its.<br />
Buy a bike.<br />
That is all this early morning brain can come up with.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

