One of the best cash back credit cards available today, the True® Earnings Card from Costco and American Express can earn cardholders an immense amount of rewards, just for everyday purchases. Now, with a $25 cash back bonus opportunity, just for being approved and making your first purchase, the card is even more attractive. Granted, there are better cash back bonus offers out there like the $75 Discover More Card and Chase Freedom Visa – $100 Bonus Cash Back but if you are a Costco member, there is absolutely no reason you shouldn’t have this card in your wallet.
In addition to the $25 cash back bonus, True Earnings® Card from Costco and American Express cardmembers also earn the following amounts of cash back: 3% on gasoline purchases (up to $3,000 annually, then 1% thereafter), 3% cash back at restaurants, 2% cash back on travel and 1% cash back everywhere else, including Costco. Now you might be thinking that 1% cash back at Costco isn’t so great but it’s very difficult to find a credit card that offers 1% cash back at warehouse clubs, like Costco. To my knowledge, this card is one of only a handful out there.
The True Earnings® Card from Costco and American Express also carries a 0% APR intro offer on purchases for six months, so you can carry a balance if you want to without paying interest. After the intro period, the APR is 15.24% variable. There is no annual fee to obtain this card, as long as you are a member of Costco.
Using this card responsibly, meaning you stay under your limit, make all of your payments on time and hopefully in full, will provide you with hundreds of dollars in benefits, without any cost. With an additional $25 statement credit, the True Earnings® Card from Costco and American Express is an excellent credit card offer.
“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”
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