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Weekly Blog Roundup: Psychology of Credit Cards, Vanguard, and Freezers

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Here are some interesting articles from the MoneyBlogNetwork and beyond. I enjoyed these posts and I believe others will as well.

The Psychology of Credit Cards? Get Rich Slowly shares the story of a reader who has switched from debit card to credit card but has lost the ability to keep track of his spending as a result. Together, they ask readers for suggestions about overcoming the psychology of “spending somebody else’s money.”

Decision Made: I Am Moving All of Our Accounts to Vanguard. NCN from No Credit Needed has decided that the low-cost funds available at Vanguard suit his investing style. NCN made a great choice based mostly on numbers. (The funds have very low expense ratios for all account owners and will actually become less expensive as your balance increases and you qualify for different levels of service). It’s an excellent financial decision. I agree with NCN and at this time I plan on opening any new investment accounts at Vanguard.

Cost vs. Benefit Analysis: Extra Chest Freezer in the Garage. Jonathan from MyMoneyBlog runs the numbers to determine whether it is worthwhile to buy an extra freezer. This is a good example of an analytical approach to decide whether the potential benefits of a large purchase are worth the cost, but as always, a number of assumptions are involved.

Buying a Used Auto With High Miles. Gather Little By Little shares his recent experience buying a Eddie Bauer edition (didn’t they go out of business? or just close a bunch of stores?) Ford Expedition with over 100,000 miles. In many cases it makes financial sense to buy used cars, though there are some exceptions. He got a great deal on this car as long as there are no undiscovered problems.

Updated February 6, 2012 and originally published August 23, 2008. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.

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About the author

Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View all articles by .

{ 1 comment… read it below or add one }

avatar glblguy

Thanks for the link Flexo. Been driving it for a week now, and it runs great! I’ve been very happy with it thus far.

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