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	<title>Comments on: What I Did With My Bonus</title>
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	<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/</link>
	<description>A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
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		<title>By: JeremyAnderson</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-87834</link>
		<dc:creator>JeremyAnderson</dc:creator>
		<pubDate>Fri, 09 Mar 2007 22:15:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-87834</guid>
		<description>I am tremendously happy with my ING Orange Savings Account. It&#039;s the only online banking I&#039;ll ever do...</description>
		<content:encoded><![CDATA[<p>I am tremendously happy with my ING Orange Savings Account. It&#8217;s the only online banking I&#8217;ll ever do&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: mstein_88</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86812</link>
		<dc:creator>mstein_88</dc:creator>
		<pubDate>Sat, 03 Mar 2007 17:19:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86812</guid>
		<description>Online savings accounts rock.  I have literally no need for my brick-and-mortar bank&#039;s savings offerings.</description>
		<content:encoded><![CDATA[<p>Online savings accounts rock.  I have literally no need for my brick-and-mortar bank&#8217;s savings offerings.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: tinyhands</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86809</link>
		<dc:creator>tinyhands</dc:creator>
		<pubDate>Sat, 03 Mar 2007 16:57:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86809</guid>
		<description>Just to clarify, but the implication here is that you have more than one savings account which might not be in your best interest as opposed to simply tracking &#039;accounts&#039; on paper. Aggregating the funds into one bank account might qualify you for lower fees, higher interest rates, or other perks.

I&#039;m sure you&#039;re already aware of that, but less experienced readers might not be.</description>
		<content:encoded><![CDATA[<p>Just to clarify, but the implication here is that you have more than one savings account which might not be in your best interest as opposed to simply tracking &#8216;accounts&#8217; on paper. Aggregating the funds into one bank account might qualify you for lower fees, higher interest rates, or other perks.</p>
<p>I&#8217;m sure you&#8217;re already aware of that, but less experienced readers might not be.</p>
]]></content:encoded>
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	<item>
		<title>By: Jason</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86627</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Sat, 03 Mar 2007 04:25:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86627</guid>
		<description>I&#039;m about to pay off some debt and could start tackling my student loans as it will be the only debt remaining.  However, the interest on that is only at 4.5% and will be decreasing another 1% in about a year.  As long as I&#039;m still receiving 5.05% from Emigrant Direct I assume it would be recomended to just stash whatever extra payment I would make to the loan into my Emigrant account to gain the savings there until their interest rate falls.  Any thoughts?</description>
		<content:encoded><![CDATA[<p>I&#8217;m about to pay off some debt and could start tackling my student loans as it will be the only debt remaining.  However, the interest on that is only at 4.5% and will be decreasing another 1% in about a year.  As long as I&#8217;m still receiving 5.05% from Emigrant Direct I assume it would be recomended to just stash whatever extra payment I would make to the loan into my Emigrant account to gain the savings there until their interest rate falls.  Any thoughts?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Marshall Middle</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86587</link>
		<dc:creator>Marshall Middle</dc:creator>
		<pubDate>Sat, 03 Mar 2007 03:16:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86587</guid>
		<description>ING rocks.  I have automatic deposit.</description>
		<content:encoded><![CDATA[<p>ING rocks.  I have automatic deposit.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Phil</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86545</link>
		<dc:creator>Phil</dc:creator>
		<pubDate>Fri, 02 Mar 2007 22:12:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86545</guid>
		<description>Can&#039;t wait to use mine for a house down payment.  I get it next Friday.</description>
		<content:encoded><![CDATA[<p>Can&#8217;t wait to use mine for a house down payment.  I get it next Friday.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jerry</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86528</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Fri, 02 Mar 2007 20:54:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86528</guid>
		<description>We&#039;re supposed to get profit sharing if we ever make any money.  I don&#039;t know what I&#039;d do with it though.</description>
		<content:encoded><![CDATA[<p>We&#8217;re supposed to get profit sharing if we ever make any money.  I don&#8217;t know what I&#8217;d do with it though.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: tolak</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86527</link>
		<dc:creator>tolak</dc:creator>
		<pubDate>Fri, 02 Mar 2007 20:34:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86527</guid>
		<description>My company lets us deposit all of it directly to 401k, which I did, and I&#039;m maxed for the year :)</description>
		<content:encoded><![CDATA[<p>My company lets us deposit all of it directly to 401k, which I did, and I&#8217;m maxed for the year :)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Flexo</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86513</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Fri, 02 Mar 2007 17:57:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86513</guid>
		<description>I have an account at HSBC Direct as well to take advantage of their higher interest rate.</description>
		<content:encoded><![CDATA[<p>I have an account at HSBC Direct as well to take advantage of their higher interest rate.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: mnc</title>
		<link>http://www.consumerismcommentary.com/what-i-did-with-my-bonus/comment-page-1/#comment-86507</link>
		<dc:creator>mnc</dc:creator>
		<pubDate>Fri, 02 Mar 2007 17:06:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/2007/03/02/what-i-did-with-my-bonus/#comment-86507</guid>
		<description>Flexo, I&#039;m a big fan of ING as well but recently opened an account at HSBCdirect to take advantage of their 6% APY on new deposits promotion.

While I don&#039;t think the web interface is as nice as ING, I transferred my parked cash courtest of American Express over there to earn the higher rate.

I wrote about my experience with opening the HSBC account and my impressions on my site if you are interested.</description>
		<content:encoded><![CDATA[<p>Flexo, I&#8217;m a big fan of ING as well but recently opened an account at HSBCdirect to take advantage of their 6% APY on new deposits promotion.</p>
<p>While I don&#8217;t think the web interface is as nice as ING, I transferred my parked cash courtest of American Express over there to earn the higher rate.</p>
<p>I wrote about my experience with opening the HSBC account and my impressions on my site if you are interested.</p>
]]></content:encoded>
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