Earlier today, I finalized my tax return calculations and filed them online. I was able to file my federal taxes for free, but rather than do my state taxes separately and mail them for free, I opted to pay a fee — about $15 — to file them online as well. Although I’ve done that in previous years to avoid all fees, the data were ready to go, and I’m not really feeling up to making things more difficult.
I used TaxAct Online this year, which will allow those of us with an adjusted gross income of less than $50,000 to file the federal portion free of charge. They’ve included a nice schedule to help determine the date they perform the direct deposit or send the check, based on when the IRS receives the electronic forms. While the dates are listed officially, they are not guaranteed by the IRS.
According to the calendar, my federal refund — which will pay for the state tax still due — will be deposited on April 21, as long as there are no problems with my forms. If the IRS received your files before March 30 and you chose direct deposit as your method of receiving a refund, you should see the money by now.