All signs are pointing to Apple releasing the latest iteration of its popular tablet this coming week. I gave in last year and purchased the original iPad, and I made this decision just days before the iPad 2 was announced. Now, tech geeks are expecting the iPad 3 to hit to streets this week. The iPad was my first Apple-branded product. I’ve never been a fan of Apple’s computers, with my objections stemming from everything from the keyboard layout to the graphical user interface. Nevertheless, I’ve used the iPad almost daily.
I won’t upgrade yet I’m satisfied with my original iPad, so I see now reason to spend money on the latest device.
Are you planning to buy an iPad 3?
Here are a few articles I’ve discovered recently that I’d like to share.
Neal from Wealth Pilgrim has reviewed the social lending website, Prosper. Peer-to-peer and social lending is an intriguing idea. I think tools like Prosper, helping borrowers and lenders work with each other without layers of third parties like banks, are needed. It’s slightly more efficient, but not free from regulation. Without a trusted party between borrowers and lenders, large-scale borrowing and lending would be risky. At the same time, most financial institutions have too much overhead.
Social lending isn’t perfect. I couldn’t loan money to a friend at a decent rate through either Prosper or Lending Club because the state in which he lives has anti-usury laws that prevented a loan at the interest rate he qualified for. I couldn’t easily and directly invest in a basket of loans through a service because the state in which I live wasn’t ready to allow this type of investment opportunity.
Jim from Bargaineering explains how to print USPS postage at home for free. I didn’t take this approach a few years ago when I was selling old text books online through Amazon.com; media mail rates was not available for online printing. Now that media mail rates are available, it is easy to save money printing postage online for those who ship books, CDs, and video often.
The latest Carnival of Personal Finance was hosted earlier this week on Well-Heeled Blog. The Carnival included a number of excellent personal finance articles, as well as my article about modifying your behavior to improve your finances. The Carnival followed the Little Price’s journey to financial enlightenment. It’s always fun to read a Carnival that has an entertaining theme.
Photo: Veronica Belmont
Updated February 26, 2013 and originally published March 4, 2012.