As featured in The Wall Street Journal, Money Magazine, and more!

April 2008

ING Direct Referral Program: Now Capital One 360

by Luke Landes

Update: ING Direct is now Capital One 360. The referral program still exists. There is more information in this review of Capital One 360. If you have $250 and are willing to become a customer of ING Direct, you have the opportunity to earn $525 on top of your deposit. It will take some work, […]

150 comments Read the full article →

The Frugal Lifestyle: Are We Missing Out on Life?

by Luke Landes

Life is short, and I believe it’s important to do and accomplish the things that make us happy while we can enjoy it as much as possible, healthily and with full wits. Is this philosophy at odds with the idea of frugality? A reader recently wrote in with this question for other Consumerism Commentary readers: […]

32 comments Read the full article →

If Monthly Budgets Don’t Excite You, Try This

by Luke Landes

I have never been a fan of a monthly budget. In early 2002, when I admitted I was spending more than I was earning, I forced myself to enact categorical limits for my expenses. It helped for a short time, but it wasn’t long before I found myself with a new spending philosophy and more […]

6 comments Read the full article →

Missing Money: Troll the Web for Abandoned and Unclaimed Property Owed to You

by Luke Landes

The company I work for “found” several million dollars last year thanks to a common law that originated in feudal England to the benefit the King. Not every check that a company sends in the mail gets cashed. Supposed recipients, such as investors, employees, insurance beneficiaries, companies, and other customers, don’t always keep current addresses […]

7 comments Read the full article →

My Electric Bill: Why I Pay More

by Sasha

I asked a few weeks back whether any of you had changed your spending behaviors based on our current recession. Some of you had cut back, while others underscored the importance of always living frugally, so no recession-time cutbacks are necessary. I, too, choose to live frugally. But sometimes, I also choose to pay more. […]

15 comments Read the full article →

10 Steps to Break the Credit Card Habit

by Luke Landes

If you’re a Type A credit card user, chances are you know it whether or not you are willing to admit it. If you can answer yes to these questions, then a lifestyle change is in order. Do you pay interest fees when you send in your credit card payment? Have you ever paid your […]

12 comments Read the full article →

Weekend Roundup

by Luke Landes

The weather is nice this weekend, so I will be taking advantage of that as much as possible. In the mean time, here are some articles I’ve enjoyed this week worthy of attention. I will be choosing the winner of the $100 SmartyPig gift card this weekend. If you entered the contest, start checking your […]

0 comments Read the full article →

Tracking My Verizon Wireless Rebate Online

by Luke Landes

I’m not a fan of rebates, particularly the kind of rebate for which you must pay full price for a product up front with the promise of cash back if you remember to mail in your receipt and a portion of the product’s packaging in time. I’m not a fan because I’m generally unorganized, at […]

14 comments Read the full article →

Top Career Choices in a Recession: But is This How We Should Be Selecting Jobs?

by Luke Landes

There are a few obvious ways the economy effects the job market. In times of recession, large companies often cut back on resources, offering fewer opportunities for movement. Smaller companies suffer as well, particularly those without the flexibility of large companies. The economy has a psychological effect on careers, as well. While the economy is […]

7 comments Read the full article →

Personal Income Statement, March 2008 (Net Income: $9,257)

by Luke Landes

Each month, I publish a couple of financial reports on Consumerism Commentary in order to give myself a chance to review my financial health on a regular basis. Publishing the data online helps to keep me accountable for my spending and saving decisions. This post contains my income statement, and it goes along with my […]

24 comments Read the full article →
Page 3 of 41234