As featured in The Wall Street Journal, Money Magazine, and more!

July 2008

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

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Get Cash Rebates for Buying Gas With Credit Cards

by Luke Landes

Editor’s Note: Thank you for your interest, these offers expired and are no longer available. Every week, cash back credit card deals are decreasing. If this is the case for your card, it might be time to seek out another deal. Here are a few suggestions designed to maximize your cash back based on your […]

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Personal Income Statement, June 2008 (Net Income: $4,364)

by Luke Landes

In June I managed to save over $4,000 of my income for myself after all expenses were paid. That doesn’t mean that my net worth grew during June, however, as I explained earlier today. While I was able to add to my savings and investments, poor performance in the stock market caused my accounts to […]

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The Problems Investors Should Have With the Wisdom of Crowds

by Luke Landes

Which rule applies to investing: the wisdom of crowds or herd mentality? According to James Surowiecki, author of The Wisdom of Crowds, all you need in order to make good decisions — good investing decisions being a subset of all good decisions — is a diverse, independent, decentralized, and aggregated crowd to follow. Let the […]

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