As featured in The Wall Street Journal, Money Magazine, and more!

July 2009

50 Ways to Pay Off Debt Right Now

by Luke Landes

With some creativity and hard work you can become debt free. To help, here are 50 creative and simple ways to get out of debt. Different financial gurus have differing opinions on whether debt can be “good” or “bad.” In general, I believe some debt can be at least understandable, if not necessarily good. Some […]

9 comments Read the full article →

Preserving the Harvest

by Jeff

If you planted your garden in mid-to late April like we did, you’ve already started to see the beginnings of your harvest. Our green onions have been out of control for a little while now, and our radishes are starting to get nice and big as well. We’re just now getting great peas and beans, […]

4 comments Read the full article →

Still Waiting for EverBank to Open My Account

by Luke Landes

Last I checked, this is the twenty-first century. In the last few years, I have developed certain expectations for the banks I deal with, particularly those that offer online banking. On July 8, I signed up for an account with EverBank, a money market account offering a high bonus interest rate for the first three […]

8 comments Read the full article →

Is it Ever Okay to Steal Entertainment?

by Smithee

As a part-time producer of creative works that I think are worth something (though I’m not currently requiring payment for anything), I struggle with the urge to acquire my entertainment media as conveniently, quickly and cheaply as possible. My viewpoints on this have changed over time, especially as my disposable income grew, and I’d like […]

30 comments Read the full article →

10 Things Your Parents Didn’t Teach You About Money

by Luke Landes

When you were growing up, you probably became accustomed to hearing some typical thoughts about money from your parents. These parents are the ones who told you that money doesn’t grow on trees. If it weren’t for your parents, you wouldn’t know that children are starving in Africa and therefore you should eat your entire […]

19 comments Read the full article →

Podcast 13: Tips for Graduating Students and the Cash for Clunkers Program

by Luke Landes

The thirteenth episode of the Consumerism Commentary Podcast features myself and our media producer, Tom Dziubek, in a discussion about tips for graduating seniors who are entering the job market and are embarking upon a career this summer. Also in today’s episode, Tom discusses the Cash for Clunkers program with an expert from Intuit, Bob […]

3 comments Read the full article →

Lie to Yourself for Better Security

by Smithee

This week, TechCrunch made a big to-do by publishing internal Twitter business documents that they apparently received from an enterprising hacker. The access to multiple networks apparently began when the hacker accessed the GMail account of the wife of a co-founder. If you, like Twitter employees, store any sensitive information in your Google Docs, or […]

0 comments Read the full article →

Anniversary Giveaway: Enter to Win Free iPod If You Find All Four Clues

by Luke Landes

Today is the sixth anniversary of Consumerism Commentary! Long-time readers know that this blog was one of the first of its kind to focus on personal finance and money-related topics. Thanks to the readers, we are still going strong. I have learned much about money, especially from visitors and commenters, throughout the past few years. […]

9 comments Read the full article →

Safeguarding Your Income

by Jeff

When it comes to financial success, your most important tool is your income. Without an income you can’t pay the bills, reduce your debt, or even buy the simple things you need to survive. With a properly maintained income, however, nothing is impossible. No matter what your personal financial philosophy, an income is one thing […]

7 comments Read the full article →

How to File an Amended Income Tax Return (Form 1040X)

by Luke Landes

This article refers to an earlier version of Form 1040X. Some instructions may be slightly different depending on the form revision the IRS now has available. If you have filed your taxes for the most recent year but would like to take advantage of a new credit, such as the $8,000 first-time home buyer tax […]

191 comments Read the full article →
Page 2 of 41234