As featured in The Wall Street Journal, Money Magazine, and more!

March 2010

Win a Free iPod Touch From H&R Block

by Luke Landes

This giveaway is now closed to new entries. Thanks to everyone who has participated. We will be selecting the winners shortly. It’s time for another giveaway. H&R Block wants to give an iPod Touch to two Consumerism Commentary readers. The iPods will be delivered with an app pre-installed to help taxpayers as we approach the […]

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Car Insurance Coverage

by Luke Landes

The first time I shopped for car insurance I didn’t know much about what I would be buying. I should have taken the time to learn more about the various types of coverage before shopping. As a result of my lack of preparation, I did a poor job comparing rates. I was slightly better armed […]

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Podcast 47: The Financial Physician, Lou Scatigna

by Luke Landes

The Consumerism Commentary Podcast is featuring Lou Scatigna, author of the book The Financial Physician: How to Cure Your Money Problems and Boost Your Financial Health. Lou also hosts the Financial Physician Radio Show on WOBM and XM Radio. Among the topics discussed, Lou talks about his approach to giving financial advice, his take on […]

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Bank of America Seizes Parrot, Owner Sues for $50,000

by Luke Landes

Bank of America is controlling the news cycle lately. First, the bank eliminated overdraft fees for debit card purchases. Now, the bank has apologized to a woman for seizing her parrot. Back in October, Bank of America believed Angela Iannelli was defaulting on her mortgage and she had abandoned her house. The bank ordered a […]

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I Might Need $3,000,000 To Retire: What’s Your Number?

by Luke Landes

ING Direct’s recent survey (now Capital One 360) results about retirement are scary. I don’t know what the world is going to be like in thirty years, the time I’ll be approaching “retirement age.” I do know that if my pattern of increasing expenses doesn’t change until then, and if I’m still earning primary income […]

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Bank of America Ends Some Overdraft Fees

by Luke Landes

Last year, Smithee reported that Bank of America was the first major bank to allow customers to opt out of overdraft protection and the associated fees. Those customers who opted out of overdraft protection would have their card rejected when attempting to make a purchase without the funds available. Thanks to these changes as well […]

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Your Human Capital

by Luke Landes

When I post my financial reports each month, they reflect only a small piece of who I am as a person. My bank account balances are only a small part of my life although they are center stage on Consumerism Commentary. I try to avoid labels for this reason; when I reach a net worth […]

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Sallie Mae Bank Savings Account Opening Review

by Luke Landes

At the beginning of March, the banking arm of Sallie Mae, a publicly-traded corporation whose main business is student loans, began offering high-yield savings accounts. As I’ve mentioned before, “high-yield” is currently a joke; just a few years ago, you could deposit cash in high-yield savings accounts and count on slightly beating inflation. It is […]

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Giveaway: 5 Extreme Finance Packages (TurboTax, Quicken, and QuickBooks)

by Luke Landes

The giveaway has ended. Thanks to everyone who has participated. The winners will be notified shortly. Thanks to the team at Intuit, Consumerism Commentary has “extreme finance” packages to give to our readers. This is a complete package that covers personal finance management, tax filing, and even business accounting. Five of these packages are available. […]

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TurboTax Online Review, New Features

by Luke Landes

Last year was the first year I abandoned my own tax return preparation, deferring to a professional to do the dirty work. I’m glad I did; he suggested I restructure my business retroactively, resulting in a savings of about $15,000. I still haven’t seen most of this; the IRS is still processing my amended 2008 […]

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