As featured in The Wall Street Journal, Money Magazine, and more!

April 2010

How to Beat a Certificate of Deposit (CD) Ladder

by Luke Landes

Building a certificate of deposit (CD) ladder is a great process that ensures you’re eventually earning the strongest interest rates available while leaving the possibility open to withdraw money every three months without penalty. In fact, even if you need to withdraw some money between the quarterly window, you would only be faced with a […]

6 comments Read the full article →

Attend a Great Private College for Less Money Than a Public College

by Luke Landes

I’m a big fan of a continuous education that lasts a lifetime, whether earning degrees or just gaining knowledge in topics you’re not normally exposed to. But when you start focusing on money, it’s easy to raise questions about how much education is worthwhile. There is a war over the value of higher education. College […]

10 comments Read the full article →

Everlasting Fun Ball: a Toy for Dogs

by Smithee

As you might know, I live alongside three ridiculous dogs. We take turns being in charge, but most of the time I end up feeling like their servant with titles like “Emergency Backup Food Giver” or “Guy With the Food That Smells Better Than Mine.” The eldest of our three dogs has a friendly relationship […]

2 comments Read the full article →

Win $10,000 for Tuition or a $500 Gift Card

by Luke Landes

Upromise is sponsoring a contest in honor of Financial Literacy Month. There are two grand prizes of $10,000, cash that can be used for higher education expenses. We touched on the topic of the cost of education on yesterday’s podcast with financial columnist Kara McGuire. I have no children, but thinking about potential children’s projected […]

3 comments Read the full article →

The American Opportunity Tax Credit

by Luke Landes

Last week I offered some last-minute tax filing tips, and the IRS deadline is looming. I’m happy to tackle tax questions, and Consumerism Commentary reader Eric has one. Eric was a full-time student through May 2009, and he, like many former students, is dealing with the cost of a college education. Eric is looking for […]

1 comment Read the full article →

Podcast 51: Money and Parenting, Kara McGuire

by Luke Landes

This week’s guest on the Consumerism Commentary Podcast is Kara McGuire, personal finance columnist at the Minneapolis Star Tribune. Kara’s column, Ka-Ching, runs every Sunday, and she also writes Ka-Blog, a personal finance blog. In today’s episode, Kara, Flexo and Tom Dziubek discuss the cost of raising a child, how to get a jump on […]

0 comments Read the full article →

Flexo’s Investment Portfolio, 1Q 2010

by Luke Landes

When I reported my net worth earlier this week, RetirementInvestingToday, a Consumerism Commentary reader, mentioned I should be reporting my investment performance as well, as raw changes in balances don’t tell the full story. An investment’s performance can’t be measured just by looking at a starting and ending balance if during that time I make […]

53 comments Read the full article →

Personal Balance Sheet, March 2010 ($348,492, +11%)

by Luke Landes

The first quarter of 2010 has ended as fast as it began. In observing my personal finances as I have done for the past ten years or so, and publicly on Consumerism Commentary for the last seven years, I’ve put together my monthly balance sheet. This is a list of my account balances, including savings […]

60 comments Read the full article →

Spirit Airlines Now Charges for Carry-On Luggage

by Luke Landes

Just a few days ago, I arrived home from a vacation that took me to Las Vegas and Death Valley. When preparing for the trip, I used SideStep for finding the best fare that fit my schedule, settling on a flight from EWR to LAS on Continental Airlines. My flights were mostly full, so I […]

16 comments Read the full article →

The Best Way to Invest in Real Estate

by Christian

This is a guest article by Christian of Money Obedience. If you enjoy this article, please consider subscribing to the MoneyObedience RSS feed. My parents offered a very important piece of wisdom to me: Even if everybody is doing something, you do not have to do it, too. Unfortunately I usually applied this advice to […]

4 comments Read the full article →
Page 3 of 41234