As featured in The Wall Street Journal, Money Magazine, and more!

November 2010

Blue Cash from American Express Review

by Luke Landes

The offer you are interested in has expired. Read our review of American Express cards.

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Kim Kardashian Prepaid Debit Card: Worst Product of the Year?

by Luke Landes

Update: The Kardashian Kard has been taken off the market due to Connecticut Attorney General Richard Blumenthal’s concern over the prepaid debit card’s over-sized fees. If you’re the type of person to be outraged by credit cards companies marketing to kids, you probably are not a fan of the Kardashian Debit Card (or “Kard”). This […]

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S-Corporation Designation

by Luke Landes

Last year, I mentioned my accountant saved me $15,000 by re-classifying my self-employment income from a limited liability corporation (LLC) to an S-corporation. I glossed over the process; in fact, getting to the $15,000 in tax savings was a bit more complicated than simply filing as an S-corporation. I could likely have saved even more […]

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Black Friday Onslaught: Truly Frugal Holidays

by Luke Landes

With the first cold weekend after the summer, I can tell just by looking around that people everywhere have begun thinking about the holiday season. I’m not talking about Veterans’ Day or Thanksgiving; Christmas is the day on people’s minds as they erect their gaudy displays. The advertisements are not yet full-force on television, but […]

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Podcast 81: Sell Your Crap, Adam Baker

by Luke Landes

Today on the Consumerism Commentary Podcast, Tom Dziubek talks to Adam Baker, founder of the Man Vs. Debt website and author of the Sell Your Crap series of guides. Adam and Tom talk about many topics tackled in the guides, such as admitting that you have crap in your house, finding the true value of […]

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Holiday Travel Deals, Consequences, Verizon Promo Codes

by Luke Landes

It has been a long week and I haven’t completed as many things as I would have liked to; however, I did mention to my supervisor at my day job that I plan to take an extended leave of absence. It’s not quite quitting, but this is what works for me for the present. This […]

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Blue Sky Preferred from American Express earn $200 statement credit

by Luke Landes

Editor’s Note: Thank you for your interest, this offer expired and is no longer available. You’ve seen cash back offers from Chase, Citibank and Discover; here’s one from American Express. The Blue Sky Preferred® from American Express is offering new cardholders a welcome bonus offer 15,000 point bonus after you use your new card to […]

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Amway Class Action Lawsuit Settlement

by Luke Landes

I have a business opportunity for you. For the most part, you’ll be a salesman. You’ll sell overpriced, mediocre products to your friends and co-workers, people already in your trust network, with whom you can use their guilt and their desire to maintain happy relationships. The truth is the products don’t matter. It can be […]

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Should You Drop Out of College?

by Luke Landes

College can be an expensive waste of time. Not everyone has the capability or will-power to make the most of higher education. That’s perfectly acceptable. If you look at specific cases, a bachelor’s degree is often not worth the time, effort, and money. On average, college graduates earn more than those with nothing more than […]

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The Worst Investment California Has Seen

by Luke Landes

I wouldn’t gamble more money than I could afford to lose. I also wouldn’t spend my own money in order to win an election, but I’m not, and nor will I ever care to be, a politician. Even those living outside of California have heard, the former CEO of eBay, Meg Whitman, spent more than […]

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