As featured in The Wall Street Journal, Money Magazine, and more!

March 2011

Ink Plus with Ultimate Rewards | 60,000 Bonus Points Offer

by Luke Landes

One of the more difficult credit cards to be approved for is a small business credit card. Many small businesses that are just starting out don’t have the credit necessary to be approved for a high-end credit card. Therefore, small business owners often need to put their personal credit on the line when applying for […]

4 comments Read the full article →

Potential Doctors Attracted to Primary Care Physician Jobs

by Luke Landes

The Health Insurance Reform Bill was signed into law a year ago. It’s already having an effect on the state of the medical profession. Thanks to some incentives, general practitioners or family doctors, typically the best choices when one is selecting a primary care physician, are becoming attractive jobs. It’s easy to see why, for […]

19 comments Read the full article →

ING Direct Electric Orange Raising Credit and Margin Rates

by Luke Landes

On May 16, ING Direct will change the rate is uses to determine the cost of overdrawing the Electric Orange checking account. ING Direct’s overdraft system is a little like Passover, where we ask how this bank is different than all other banks. Rather than charging an overdraft fee if you send an electronic check […]

16 comments Read the full article →

Why Airlines Continue to Add Fees

by Luke Landes

I don’t like the fact that when I think I know how much it will cost me to travel round-trip from where I live to where some of my family lives, New Jersey to California, there always seems to be new fees I hadn’t considered. I’ve managed to eliminate most of these extra fees by […]

13 comments Read the full article →

Blue Sky from American Express Review

by Luke Landes

Editor’s Note: Thank you for your interest, this offer expired and is no longer available. Most American own multiple credit cards, sometimes as many as ten. Is this overkill, even though credit cards can be valuable tools? Perhaps. For anyone who optimizes credit card rewards, while trying to minimize the typical effect of increased spending […]

1 comment Read the full article →

Are Stocks Too Risky?

by Luke Landes

When it comes to investing for the future, there appears to be an interesting dichotomy. The typical financial advice marketed to the middle class — upper and lower — calls for long-term growth through investing in the stock market. The typical sales pitch — and I use “sales pitch” as a general term, not necessarily […]

29 comments Read the full article →

Chase Eliminating Debit Card Rewards

by Luke Landes

JP Morgan Chase Bank is not done changing its programs in apparent response to new regulations against fees. The large bank is increasing ATM fees to $5 for non-customers and considering limiting debit card transactions to $50 or $100. Now, Bloomberg News is reporting that they are eliminating their debit card rewards program. Debit card […]

17 comments Read the full article →

Capital One ShareBuilder Review

by Luke Landes

Updated August 2014. I’m not a frequent stock trader. The closest I’ve been recently to stock trading is participating in a $1,000 investing competition with some colleagues this year. With my long-term view of investing, looking at stocks every day and executing costly trades does not make sense for my approach to my own finances. […]

12 comments Read the full article →

AT&T Acquiring T-Mobile USA: Today’s Mobile Phone Options

by Luke Landes

This weekend, AT&T announced its plans to buy T-Mobile USA for $39 billion, pending regulatory approval. The new company would be the leading mobile telephone (and data) service provider in terms of customers. With the new AT&T soaking up 39 percent of the mobile market, and with Verizon Wireless at a close second at 31 percent, this […]

21 comments Read the full article →

Podcast 100: National Financial Capability Challenge

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Carrie Schwab-Pomerantz, President of The Charles Schwab Foundation, which is sponsoring the National Financial Capability Challenge as well as the Make Change Count program. Consumerism Commentary Podcast #100 National Financial Capability Challenge: S04E22 / 124 Adobe Flash required Download – RSS – iTunes Table of contents [00:00] […]

7 comments Read the full article →