As featured in The Wall Street Journal, Money Magazine, and more!

September 2011

PEX Visa Prepaid Card for Business Review

by Luke Landes

I’ve written quite a bit about credit and debit cards over the last few years, with reviews many of the popular credit card offers available to consumers and small businesses. Most of these offers require a good, very good, or excellent credit history. With this requirement, consumers trying to build their credit from zero or […]

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Do Millionaires Pay Less Tax Than Their Secretaries?

by Luke Landes

Warren Buffett has frequently claimed that he pays less tax as a percentage of his income that his secretary. President Obama has jumped on this as a basis for the Buffett Rule, a new proposed tax code that ensures that millionaires pay their fair share of income tax. According to Buffett, his effective tax rate […]

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Google Wallet Not Ready for Prime Time

by Luke Landes

Simplification is usually a good choice for finances whenever it is available, and the bulky wallet is due for a technological upgrade, simplifying back pockets of men’s jeans everywhere. I’ve received the occasional comment about my “George Costanza” wallet; as I collect receipts from my day-to-day transactions, the leather becomes increasingly distended. Google’s first in […]

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Surprise: Citi Dividend American Express Card

by Luke Landes

The offer you are interested in has expired. Read our review of other Citi cards.

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My Interview on Talk Credit Radio, Plutus Awards

by Luke Landes

A few weeks ago, I was a live guest on Talk Credit Radio, hosted by Gerri Detweiler, on radio station WSRQ. We talked about my sordid financial history pre-Consumerism Commentary, in which I confess to owning a car without knowing how to maintain it or how to handle my traffic tickets. We also talk about […]

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The Buffett Rule: Tax for Millionaires

by Luke Landes
Warren Buffett

As a continuation of President Obama’s jobs proposal (economic stimulus) for curbing spending and increasing federal government revenue, the administration is taking a cue from famous investor, Warren Buffett. On many occasions, Buffett has claimed that wealthy Americans do not pay a fair share of the tax burden relative to their means to do so. […]

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Save Money By Not Having Children

by Luke Landes

I don’t have children; perhaps I will at some point, but I don’t see kids in my immediate future. It’s not due to the cost of raising children, though for many years, I believed I wasn’t in a financial position to provide all that I would want to provide to a child growing up. A […]

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Podcast 126: Wealth: Is It Worth It?

by Luke Landes

Today on the Consumerism Commentary Podcast, Bryan talks with Truett Cathy, the founder and CEO of Chick-fil-A, about his book Wealth: Is It Worth It?. Truett lived through the Great Depression and worked behind a counter until he started Chick-fil-A when he was 46. Never comfortable borrowing money, he now believes in giving generously to […]

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When People Get Rich Quickly: Lessons from Michael Vick’s Bankruptcy

by Luke Landes

A typical professional athlete may be a prime example of the situation in which an individual might find himself suddenly wealthy. The idea that a person could consider himself middle class or lower one day and wealthy the next is a recipe for financial disaster. It’s easy to look at athletes because their trials and […]

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UPS Premium Service

by Luke Landes
UPS Truck

Delivery company — or logistics company, depending on how you look at it — UPS is taking a page from’s Prime service and offering better delivery options for customers willing to pay a fee. When I didn’t work out of my home, I’d often come back after work to be greeted by the familiar […]

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