As featured in The Wall Street Journal, Money Magazine, and more!

March 2013

6 Questions Before Dropping Out of College to Be an Entrepreneur

by Luke Landes

Many successful entrepreneurs, business owners, and world leaders have something in common. When asked how they achieved their success, they point to a role model they knew personally or were familiar with during their formative and most inspired years. The role model lived a life that seemed appealing to them. That’s how many young entrepreneurs […]

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Do You Let Brands Use You for Advertising?

by Luke Landes

From one of my social media accounts a few days ago, I responded to an article in Psychology Today. First of all, the article is a good read that discusses the relationship between money and happiness, and a recent study that disagrees with some of the more publicized studies from the past few years. It’s […]

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JW February 2013 Net Worth

by Luke Landes

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis, and February is “insurance month.” I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. JW is thirty-one years old and […]

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Accurate Prediction Market Intrade Shuts Down

by Luke Landes

I’ve mentioned Intrade here. Intrade, until recently, was an open prediction market. People from all over the world could place money — bet — on circumstances they expected to be true some time in the future. It was used to great effect during the recent presidential election here in the United States. Even as the […]

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Learning About Investing With the Stock Market Game

by Luke Landes

In my mind, no child is too young to learn about the basic concepts of personal finance. From using money to saving money and budgeting, youngest children learn as they watch their parents behave. These are the most important lessons because parents are the ultimate role models. Financial literacy programs that wait until high school […]

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Does an Emergency Fund Invite Emergencies?

by Luke Landes

I was reading comments on older Consumerism Commentary articles and I came across an interesting statement. A reader, who had otherwise good advice to provide another reader who was pondering whether to use an unexpected $100,000 inheritance to pay off a mortgage or invest in the stock market, said the money or a portion of […]

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Barclays Online Savings Review

by Luke Landes

Barclays has enjoyed a long and storied history as a financial industry leader in the United Kingdom. While those of us in the United States often consider a financial company to be well established once it passes its centennial, Barclays was founded in 1690. As an organization, the bank is older than our country. The brand […]

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Saving Priorities: Retirement vs. Kids’ Education

by Luke Landes

Having the ability to even ask this question might be indicative of having “first world problems.” Throughout the world, the concept of retirement is foreign. Financial independence doesn’t fit into the concept of life. That isn’t to say that all residents of underdeveloped nations are struggling with life, but the benefits that we live with […]

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LastDollar January 2013 Net Worth

by Luke Landes

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis, and February is “insurance month.” I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. LastDollar is thirty-three years old, an […]

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Discover it® card Review

by Joe Taylor Jr.

The Discover it® card makes a habit of saying no. No annual fee, no late fee on your first late payment, and no APR hike for paying late. Discover®’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. Discover it® Card maintains 5 percent […]

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