Capital One Quicksilver Cash Rewards for Good Credit

The card_name is exactly what it sounds like: a cash back card designed for people with good credit. This card is quite similar to the Capital One Quicksilver Cash Rewards Credit Card, but if you don’t have the excellent credit required, this card is a good compromise. You won’t get a bonus or the 0% intro APR offer, but the rewards and benefits are the same. We dive into the details and your approval odds in this Quicksilver for Good Credit review.

Our Rating

4.4/5.0

Welcome Offer

Earn unlimited 1.5% cash back

Annual Fee

$0

0% on Purchases

N/A

Reward Rate

1.5% to 5% cash back

0% on Balance Transfers

N/A

Welcome Offer

N/A

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksConcierge Services, Emergency Travel Assistance, Travel Accident Insurance

Rewards

1.5% cash back
All eligible purchases
Earn unlimited 1.5% cash back on every purchase, every day
5% cash back
Travel
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR30.74% (V) APR

What Credit Score Is Required to Get the Capital One Quicksilver Cash Rewards for Good Credit

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved06/19/2023
657
TransUnion
$3,000
Approved06/19/2023
672
Experian
$3,000
Approved06/19/2023
695
Equifax
$3,000

Pros & Cons

Pros
  • No annual fee
  • No foreign transaction fee
  • 1.5% cash back on all purchases
Cons
  • No welcome bonus
  • High APR

What Are the Best Alternatives?

Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card

Rating

4.5

Rewards Range

1.5%

Annual Fee

$0

Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card

Rating

4.5

Rewards Range

1% -10%

Annual Fee

$0

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

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