Capital One Venture Rewards Credit Card Review

The Capital One Venture Rewards Credit Card is a travel rewards credit card. It comes with a generous signup bonus and excellent ongoing rewards. But it also comes with an annual fee. In this review, we’ll examine whether it’s worth the cost and how it stacks up to other travel credit cards.

Our Rating

4.5/5.0

Welcome Offer

Enjoy a one-time bonus of 75,000 Miles

Annual Fee

$95

0% on Purchases

N/A

Reward Rate

2x – 5x miles

0% on Balance Transfers

N/A

Welcome Offer

Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Travel Accident Insurance, TSA PreCheck & Global Entry credit

Rewards

2x miles
All eligible purchases
2 Miles per dollar on every purchase, every day
5x miles
Hotels
5 Miles per dollar on hotels and rental cars booked through Capital One Travel

Interest Rates & Fees

Annual Fee$95
Foreign Transaction FeeNone
Regular APR19.99% - 29.99% (V) APR

What Credit Score Is Required to Get the Capital One Venture Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved07/11/2023
691
Experian
$5,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 5x miles
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card

Rating

4.4

Rewards Range

1.25x miles to 5x miles

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

American Express® Gold Card
American Express® Gold Card

Rating

4.8

Rewards Range

1x-4x

Annual Fee

$250

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