As featured in The Wall Street Journal, Money Magazine, and more!

Banking

A Free Online Checking Account Earning High Interest: The FNBO Direct Checking With BillPay

by Stephanie Colestock

Have you been looking for a new online checking account? Preferably one with a higher-than-average interest rate? Then the FNBO Direct checking account may be the answer. I’m a bit particular when it comes to my checking accounts. I don’t like paying any monthly fees, regardless of how much money I keep in the account. […]

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Money Systems That Lead to Success: Automatic Savings

by Luke Landes

A while back, I wrote about the opinions of Scott Adams on his eventual success as the creator of the comic strip Dilbert. I focused on the failure aspect of the article he wrote for the Wall Street Journal and I wanted to revisit the topic, as only touched lightly on the success factors. Specifically, […]

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FNBO Direct Savings Account — Opening and a Review

by Luke Landes

While I’m generally happy with my Capital One 360 account for a good portion of my savings, I’m looking to spread the money around to take advantage of some higher interest rates. One of the banks I’ve targeted is FNBO Direct, the online arm of First National Bank of Omaha, currently offering 1.10 percent APY as […]

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How to Create the Ultimate CD Ladder

by Rob Berger

The low interest rates offered by even the highest-yield savings and money market accounts are disappointing for savers. Even as the Fed starts to raise rates, savings account yields haven’t budged. So, do we just give up the idea of earning anything on our savings? Well, not necessarily. One alternative is to create what’s called a CD […]

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Can You Earn More With a Fidelity CD Ladder?

by Mark Hull

It’s been a long time since banks offered savings accounts with decent returns. The Fed may raise interest this year, meaning rates could finally rise. In the meantime, what do you do? If you’re looking for a quick way to create an investment vehicle that is FDIC insured, and promises greater returns than online savings, […]

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Think Only the Rich Have Accounts at Goldman Sachs? Think Again

by Kevin Mercadante

You’re probably familiar with Goldman Sachs, at some level. The multinational banking firm, best known for investment banking, goes all the way back to 1869. But did you know that they also have a web-based arm known as Goldman Sachs Bank USA, or simply GS Bank? It’s an online bank that pays far higher rates […]

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Ally Celebrates National Online Bank Day with CD Bonus Rate

by Stephanie Colestock

In case you didn’t know, today is National Online Bank Day! Exciting, huh? (Don’t worry, I didn’t have it marked on my calendar, either). Some online banks are offering promotional discounts and interest rates to celebrate, with Ally being one of them. Ally Bank is one of the more popular online banking institutions, offering a […]

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Wells Fargo Fined for Creating 2 Million Fake Accounts to Collect Fraudulent Fees

by Stephanie Colestock

Everyone hates bank maintenance fees. (If you don’t, email me – I have a few you’re welcome to take.) So, what would you think if you discovered that your bank had been charging you fees for an account you never opened? In fact, THEY secretly submitted an application and opened that account on your behalf. […]

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Reader Question: Where Is My Cash Now?

by Luke Landes

A reader asks where I keep my savings and whether I’m still a customer of Capital One 360.

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Why Most Millennials Don’t Have Credit Cards

by Luke Landes

According to a new survey, 63 percent of Millennials own no credit cards. For this poll, the Millennial generation is defined as those in the United States aged 18 to 29. The survey, put together by BankRate, attempts to get to the root cause for the lack of penetration of credit cards among this younger demographic, […]

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