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When you buy a new phone, you can get cash for your old one. To help you get the most money, we’ve assembled the 7 best places to sell a used smartphone.

sell a used smartphone

Brand new cell phones are expensive, especially as the technology improves. One way to lower that cost is to sell an old cell phone to pay part of the cost of a new one. To help the effort, here are seven places to sell an old cell phone.

Gazelle

Gazelle is a name that is practically synonymous with selling old cell phones. They primarily work with Apple phones, but you may be able to sell even a broken unit there. The site is a virtual supermarket for the buying and selling of cell phones.

What’s more, Gazelle pays cash for your cell phone, and there are no fees. This is an advantage compared with other sources that often offer an in-store credit. They will pay by check, Amazon gift card, or PayPal. They even offer same-day payments.

And just in case you forget to do it, Gazelle removes all personal information from the device. You should always do that anytime you sell an old cell phone But it’s nice to know Gazelle will come in behind you and take care of it anyway.

An Apple iPhone 7 32GB shows an offer of $200.

uSell

One of the advantages with uSell is that you can sell just about any used phone there. That includes all the major brands, and you can sell them for cash. In fact you can compare cash offers from hundreds of different buyers in a matter of seconds.

The disadvantage with uSell is that they are not a direct buyer. Instead, you are dealing with different buyers through the site. You must send in your cell phone to be inspected. If the phone passes the inspection, they’ll pay you by either check or PayPal.

An iPhone 7 32GB (Verizon) in good condition shows an offer of $243.60.

Sell.com

Similar to uSell, Sell.com is not a direct buyer of cell phones but an online marketplace, something like an eBay for cell phones. That of course is not a bad situation. But the process may be more complicated than simply going to a centralized buyer.

Instead, you have to advertise your phone for sale, wait for a buyer, and then work out the details from there. It’s not the simplest place to sell a cell phone, but it can offer you an opportunity to get a better price, since it’s a marketplace that specializes in the devices.

An Apple iPhone 6 (16 GB) shows as going for $189.95.

eBay

eBay is usually the best way to get the top price for your phone. That’s because you’re selling the phone directly to another buyer, and you don’t have to pay an intermediary along the way.

Start by scanning the prices on similar cell phones already listed on eBay. Price yours a little bit lower than the prevailing value if you want to sell it quickly. As is always the case with eBay sales, it helps to include a few photos and list as many features on the phone as possible.

Amazon

You may be able to sell your phone through the Amazon Trade-in program. Amazon takes trade-ins on all kinds of items, including cell phones.

Through the program, you can receive an Amazon.com gift card in exchange for a cell phone. There are no fees for the program, either. When you send the phone in, you can print a free prepaid shipping label. And if the phone is returned for any reason, there’s no cost on return shipping either. You can even use the Amazon App to make the trade in. All you need to do is open the app and scan the item.

Once you send your phone in, Amazon will appraise it. You’ll receive an email notification within two business days letting you know if the phone was accepted or rejected. The process can take up to 10 business days to complete.

An Apple iPhone 6 (16 GB) shows “up to $95.05.”

For Damaged Phones–EcoATM

EcoATM is almost unique among places the sell an old cell phone. That’s because you actually do it in person. EcoATM has kiosks located throughout the country where you make it happen. They recycle electronic devices from nearly every major brand. And when you turn your phone in, they pay you cash for it.

You place your device in the kiosk, where EcoATM will examine the device, and give you the best price. If you agree to that price, you get cash on the spot. Not the best place price-wise, but it’s as quick as it gets.

An iPhone 6s Plus 16GB Verizon/Unlocked shows a payment range of between $5 and $90.

To Your Cell Phone Provider for a Credit

One of the easiest ways to sell your old cell phone is to turn it into your current provider. Cell phone providers sometimes offer to redeem your phone as a way to keep your business.

For example, you can check out the Verizon device trade-in page. Verizon lets you trade in your old phone to get a credit on your Verizon Wireless account. Alternatively, you can get a Verizon Wireless gift card. Each will be based on the appraised value of your old phone.

You can trade in up to 10 devices, including names like Apple, Samsung, LG, Motorola or other manufacturers. You send in your device, and the carrier will appraise it. Then you’ll get an email confirmation of the appraised value. Verizon will issue the credit within one to two billing cycles or send a gift card within two weeks.

Check with whoever your current cell phone provider is, and see if they have a similar program.

Final Thoughts on Selling an Old Cell Phone

Any time you trade in or sell an old cell phone, you should fully expect to get less than what you originally paid. If you think in terms of a lot less, you won’t be disappointed. For example, you may have paid $600 for your phone brand-new, but don’t be surprised if you can only sell it for around $100. Obviously, the later the model of your phone, the more you’ll get for it.

Yet another important point is that you have to be careful that you remove any personal information from your device. Smartphones contain a lot of personal information, including account access information and maybe even your Social Security number. You don’t want to turn over your device with that information to an unknown third party. Some of the services listed above will do that for you, but never assume that’s the way it will work.

Have you tried to sell an old cell phone in the past? How did it go for you?

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Your local library has a lot more than just books. From magazines to movies, you can save money using your library’s resources. Here’s how.

Do you think of your local library as a stuffy place? Beaky-nosed librarians scowling over their glasses? Constantly being told to shush while you sneeze from all the dusty books?
Your view of the library could be more than a little dated. While a few libraries still operate in this old-fashioned way, most are getting more current. As cornerstones of neighborhoods across the country, libraries are coming up with innovative ways to engage their communities.

Plus, if you’re at all interested in living frugally, you should definitely get familiar with your local library. They’ve got more than a few ways you can save some serious cash. Here are some to consider.

Save on Reading, Listening, and Watching Material

Obviously the library is a great place to go to check out reading material. But these days, you can get way more than ancient, dusty books from the library’s shelves. Most libraries are great at keeping up with current trends in all sorts of genres.

I never have to wait long to get even the latest bestseller from my local library in Indianapolis. And I save the $20+ dollars by waiting a few extra days to read it. Sometimes I am about dead with anticipation by the time the book arrives, but that’s part of the fun.

Besides traditional crackly-covered library-bound books, though, you can also get digital books from most modern libraries. Our library uses the Overdrive app. You can add it to your phone and then access thousands of ebooks and audiobooks using your library card. The ebooks can even be pushed out to your Kindle if that’s your preferred reading device. Plus, libraries offer other types of reading material, including newspapers and magazines.

I mentioned audiobooks above because they’re often available through library apps. But many libraries stock loads of audiobooks on CD, too. These were favorites of my husband and me when we drove back and forth to college I won’t say how many years ago. They’re still an excellent option for long road trips with kids, too.

Another option is traditional CDs and even digital copies of music. Some libraries offer Overdrive-like services specifically for music. For instance, you might be able to access Freegal Music to get free songs each week. Both CDs and downloads are great option for checking out new music without spending a dime.

Finally, the library is a great place to go for new things to watch. Most libraries stock the latest releases of movies. You may have to wait on a hold list, unlike with Redbox. But it also won’t cost you anything to binge watch favorite classics and new releases on the weekend.

Save on a Place to Work or Hold Meetings

If you’re part of the growing telework workforce, the library can be a boon. If you’re anything like me, you just have days when “work from home” doesn’t cut it. The laundry and other housework is too distracting. Or the temptation to fall back into bed is too strong.

On these days, I tend to default to a local coffee shop, where I can get more work done surrounded by a bit of ambient noise and people who would look at me oddly if I fell asleep. But my library is a great place to get work done, as well.

And, guess what? They don’t even care if you bring your own coffee into the library. So there’s no temptation to spend money on an expensive coffee drink at the shop, but I still get to enjoy free internet and ambiance while I get my work done.

Many libraries also offer a variety of study and meeting rooms to their patrons. My tiny local library even has a couple of quiet rooms that can be reserved for small meetings or study sessions. And our larger downtown branch has loads of rooms for a variety of purposes.

Check your library’s policies and procedures, especially if you’re trying to schedule a meeting with others. But the library can be a great way to put on a presentation or hold a meeting or brainstorming session as a small business owner or freelancer.

Save on Internet and Computers

If your job is literally typing words on a screen for hours on end like mine, you can’t really get away with not having your own computer and internet connection. But what if most of your day-to-day internet transactions take place on your phone? Maybe you don’t need a computer except for once in a while when you need to do something more complex like write a paper or pull together a presentation.

In this case, the library is a great place to go. Most libraries have a variety of publicly available computers, and they usually have free internet and Wifi. So you can just head to your library to get done what you need to get done.

You might also be able to access more complicated software like the Adobe suite or coding platforms. These can be great if you need to complete projects or are trying to learn something new but don’t want to spend a ton of money on new software.

Save on Things to Do

Our local library has a huge variety of events and entertainment available. For instance, local branches host toddler groups all the time. They are great for stay-at-home parents who need something to keep their kids busy. But the library also hosts loads of events for adults, including speaking events with authors, music events, and even cultural events like its annual Kwanzaa celebration.

In larger cities, the bigger events are likely to take place at the central or larger branches. Ours normally take place downtown. But even the smaller outlying branches offer plenty of interesting evening and weekend events geared towards the local community.

If your library has a Facebook page or Twitter feed, follow them to stay on top of the latest events. Or check out the library’s website, which likely includes a calendar.

Save on Further Education

Are you looking at applying for a job or building a new career? The library should be your first stop. Research librarians are great at helping your sort through the information that’s out there on your intended career. They may even be able to help you find good websites for applying to jobs. And many libraries host regular resume and cover letter writing workshops.

Plus, more and more libraries are offering workshops on coveted skills for the workplace. This used to be mostly focused on basic computer literacy skills. And many libraries still offer basic workshops on Microsoft Office and using the internet. But now more and more are offering innovative options like coding classes and talks with local business owners about career development.

The library isn’t necessarily a place to get an actual certificate in your area of study. But it can be an excellent place to try out new skills to see which direction you want to go.

Save on a Bunch of Other Stuff

Honestly, libraries are becoming so innovative these days that it’s impossible to detail all the ways you might be able to save money at yours. It really depends on your particular library system and branch. But here are some of the most interesting items I’ve heard you can check out at some local libraries:

  • Museum passes: Some libraries loan passes to local museums, or at least get you a discount when you present your library card.
  • Artwork: Many libraries now offer you the ability to check out artwork. You can refresh your space for a couple of months, and then switch out the piece for something different.
  • Instruments: Think you want to take up guitar, but not sure you’ll stick with it? Before you invest a couple hundred bucks or more, see if your library lends out instruments to try.
  • Tools: Some libraries now offer a rotation of home improvement tools for those who want to DIY it without spending a fortune on a garage full of tools.
  • Tech Devices: You can check out Xboxes, iPads, and more from many local libraries. If you want your kids to try one out before you buy, check with your library.
  • Toys: Some toy libraries, usually focused on specialty toys for kids with special needs, do exist. But mainstream libraries may also offer you the option to check out kids’ toys for a while.
  • Seeds: More libraries are offering seed libraries. You just grab a packet of seeds with the promise to bring some back when you harvest the fruit later in the summer.

Your library could literally lend just about anything you can think of. That’s why it’s so important to check out your library’s website and social media so that you can stay on top of what’s offered. Just using your library for reading and watching material could save you a small fortune. But you might as well make the most of the resources offered, and see just how much money you can save.

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The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find.

cheapest cell phone plans

Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take advantage of more low-cost cell phone plans than ever.

These days, even the “big four” cell providers–Sprint, T-Mobile, AT&T, and Verizon–are lowering their prices. And there is a host of other companies jumping on board with cheap voice, text, and data services.

Finding the right plan for your needs requires some research, though. First off, the provider you choose should have decent coverage in your area and areas to which you travel often. Saving $15 a month on your cell phone bill doesn’t mean much if you constantly drop calls in your own living room!

Plus, you’ll need to ensure that the plan you choose has what you really need in a cell phone plan. That might mean unlimited voice and text, or a hefty amount of data for your business.

Whenever you are ready to lower your cell phone bill, check out these 20 low-cost plan options.

Sprint Unlimited Freedom

Sprint’s Unlimited Freedom plan offers an excellent deal of anywhere from two to five lines with unlimited data, talk, and text for $100 per month. One line will run you $60 a month but two, three, four, or even five lines on the same account will only be a flat $100 each month. (AutoPay required for this special pricing.)

That’s as little as $20 per line for unlimited talk, text, and data!

Each line will be able to stream HD video, gaming, and music, as well as high-speed data for everything else (like apps). Plus, you’ll also get a 10GB/line/month mobile hotspot and a free Hulu plan.

T-Mobile ONE

The ONE plan offers quite a bit for a great price. For a limited time, you’ll also receive a number of neat benefits for having an account, too.

You’ll receive unlimited talk, text, and data for $70 for the first line, $60 per for two lines, $47 per for three lines, or $40 per for up to four total lines. So, you’ll pay $160 per month if you have four lines on the same account. (To get the $40/line rate, you’ll need to sign up for AutoPay.) Oh, and that’s a flat rate–taxes and fees are already factored in!

The plan offers unlimited everything (phone, text, and date) in Mexico and Canada, and unlimited text and data just about anywhere else in the world. You have unlimited streaming at DVD-quality, a free 2-user Netflix plan, in-flight texting and an hour of data on Gogo-enabled flights, and unlimited 3G hotspot data.

Also, if you’re over 55, you can take advantage of the T-Mobile ONE 55+ plan, which gives you two unlimited lines at $60 each per month.

AT&T Mobile Share Advantage

This customizable plan allows you to choose how much data you want to share. Pick from 1GB for $30 a month to 25GB for $110 per month, then add smartphones for a monthly access fee of $20 each per month.

If you don’t use much data, this plan would be a great way to cut your expenses down to as little as $70 per month for two lines and limited data access. It also allows for rollover data, on months where your family doesn’t use as much as expected.

Verizon Plan

This giant is known for its great coverage, but has started to lower its prices to stay competitive. Their unlimited plans are no exception.

Choose the number of lines you’d like to add, from one to 10, and then select either the goUnlimited or beyondUnlimited option.Both offer unlimited 4G LTE coverage, unlimited talk & text, unlimited mobile hotspot, VerizonUp rewards, and an optional military discount.

The difference between the two is the speed/quality at which you can stream videos and the speed limit for your mobile hotspot. Plus, the beyondUnlimited plan also includes Mexico and Canada.

The goUnlimited plan starts at $75 for one line, $65 per for two lines, $50 per for three lines, $40 per for lines four through 10. For the beyondUnlimited plan, it starts at $85 for the first line. Then, you’ll pay $80 per for two lines, $60 per for three lines, and $50 per for lines four through 10.

Metro PC

Launching into the smaller providers, we’ll start with Metro PCS, which offers nationwide 4G coverage. Its “unlimited” data, talk, and text plan really comes with 1GB of 4G data before kicking you down to lower data speeds. Still, the plan is a good deal at just $30 per month for each line between one and four. If you want more data, you can pay $40 per line for 5GB of data or $50 per for unlimited data.

For just $60 per month, you can get unlimited talk and text plus unlimited data and a mobile hotspot.

Cricket

Cricket’s Basic plan runs just $30 per month, and includes unlimited nationwide text and talk plus 2GB of high-speed data access. Or the $60/month Unlimited plan offers unlimited high-speed data, unlimited nationwide talk and text, unlimited international texting, and data access as well as unlimited talk and text to and from Mexico and Canada.

Cricket also offers group pricing. Plus, you’ll get a $5 per line discount for signing up for auto-pay with the higher-tier plans.

Page Plus Cellular

Page Plus Cellular is a no-contract provider that still offers super-cheap plans with restricted minutes and text. The cheapest plan is just $10 per month for 250 minutes, 250 texts, and 100MB of data. Or opt for the largest plan at $64 with unlimited calling, unlimited national and international texting, and unlimited 4G LTE data.

Virgin Mobile

This provider is gaining in popularity, and not without reason. Its Inner Circle plan is just $50 per month and includes 4GB of high-speed data. Plus, it allows you to stream music from services like Pandora and Slacker without tapping into your data.

To add a mobile hotspot is another $10 a month, unlimited everything to Mexico and Canada is $5 a month, and unlimited everything to over 70 countries is another $10 a month.

Boost Mobile

Boost’s Unlimited Starter package starts at just $35 per month and includes 3GB of 4G LTE data. Like Virgin, Boost offers unlimited music streaming through certain music apps.

For more data, check out the $50/month Unlimited Gigs plan, which offers optimized streaming for videos, gaming, and music, and unlimited 4G LTE data for everything else.

Straight Talk

Available plans for Straight Talk depend on your phone and current phone number, so you’ll have to check availability. But some example options include a 1-year unlimited plan for $495 total. This one offers unlimited nationwide talk and text and 10GB of data per month at 4G LTE, restricted to 2G service after that.

Republic Wireless

For just $15 per month, Republic offers unlimited talk and text without data (except on WiFi). It’s a good plan option if you’re near a WiFi signal most of the time. Plans add more data from there, up to 10GB per month on the $90 plan.

GoSmart Mobile

This provider offers four service levels, including a $25/month plan that includes unlimited international texting, unlimited national talk, and unlimited 4G LTE access for Facebook. Its largest plan is $55/month and includes up to 20GB per month of 3G data access, as well as the other perks listed.

FreedomPop

This provider actually offers a free Basic Plan that includes 500 texts, 200 minutes, and 500MB of data each month, as well as free calling over WiFi. You may be able to bring your own existing device to this provider, or purchase a device from them.

H2O Wireless

For $30 per month, you can get unlimited talk and text, 3GB of data, and $10 of international talk credit. Or go up to $60 per month of unlimited talk and text, 10GB of high-speed data (restricted to 2G data thereafter), and $20 per month of international talk credit. H2O also offers pay-as-you go plans, which let you customize your payment based on how much talk, text, and data you’ll actually use at a time.

Scratch Wireless

This provider, like many other small providers, operates on the “WiFi First” principal. In other words, if WiFi is available, your phone will operate on that rather than using data. When connected to WiFi, you’ll have unlimited text and data. So if you’re typically in places where WiFi is available, Scratch could be the ideal service for you.

You’ll pay an annual access fee to use the service, which is $69 a year for cellular devices and $89 for smartphones. You can also buy data and voice passes, for use when WiFi isn’t available. These start at $7.99 for a 30-day pass or a certain amount of data/voice time.

ChatSIM

Communicate mostly by text? ChatSIM is super-cheap way to make that happen. The base plan costs $10 per month and comes with unlimited texts and emojis anywhere in the world. You can also purchase multimedia credits to cover photos, videos, and calls, ranging from $15 to $60 each.

Red Pocket

Red Pocket offers plans that begin at just $10/month for 500 each minutes and texts. Or, you can opt for the $19/month plan to get unlimited talk and text plus 500MB of data.

These plans go up to $60 per month for unlimited everything with 8GB of high-speed data (and lower speed data after that).

Simple Mobile

You can bring your own phone or buy a phone through Simple Mobile, and then sign up for a $50/month plan with unlimited 4G LTE data. Don’t need the data? Keep it simple with a $25/month unlimited talk and text plan (plus 1GB of data).

US Mobile

This provider offers completely customizable plans, so you only need to pay for the services you actually use. For instance, you can pay $3/month for 100 talk minutes, or $15/month for up to 5,000 minutes.

Similarly, texting costs $2/month for 100 texts or $7/month for 5,000 texts. And data costs from $2/month for 100MB to $26/month for 5GB. Add on a $4/month service charge, and you’ve got a plan you can completely customize to your actual usage.

ROK Mobile

As with other providers, this one cuts back on the cost of streaming music by providing the ROK Music App. It offers a $45/month plan with unlimited talk, unlimited text, and 5GB of 4G LTE data.

So which one wins?

As you can see, there’s some huge variability in plan prices here, from free plans that focus on WiFi coverage to $100/month plans from the “big four.” The key is to ensure that any provider you choose will have good coverage in your area, and that the plan will be sufficient to meet your talk, text, and data needs.

Be sure to read the fine print. Also talk to friends and neighbors about their coverage, especially with lesser-known providers. Then, pick a plan and start reaping the financial reward of this wireless war for customers.

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Being locked into a cell phone contract is no fun. Here’s how to get out of a cell phone contract without paying an early termination fee.

how to get out of a cell phone contract

We recently received a question that probably every reader can relate to. The writer is asking how to get out of a cell phone contract without paying a fee:

“I would like to know how do I get out of a cell phone contract without paying the termination fee. I’m paying a high bill and I know that along right there will save me a lot of money.”

That’s an excellent question. Unfortunately, there’s no single answer. Obviously, cell phone companies will be highly resistant to waiving an early termination fee. Their whole purpose for existing is to keep you with their service forever and ever. Your task is to make a clean break, and not have to pay the fee.

There are different ways to go about that, and you may have to try more than one.

Contact the Carrier

This should always be the first step. Though it’s the least likely to be successful, you should never overlook the obvious. Also, you may need to show that you made a good faith attempt to contact the carrier before taking other steps.

Before making the call, review your original contract. Find out exactly what your rights are and under what circumstances you can terminate the service. Also get specific information about the early termination fee. It may even turn out that you don’t have a long-term contract. But you won’t know that until you review the documents that you have.

When you call, you’ll most likely speak with a customer service representative. Don’t expect to get very far with this person. If you do, fine. But customer service representatives simply are not empowered to deal with complicated situations like an early termination. They’ll probably try to convince you to stay in the current contract or to move you into one that’s even more complicated and will keep you on board longer.

You’re going to have to do your best to get past this person. Insist on speaking with the manager. That person might still take you around in circles, but it’s part of the process. If need be, speak with the manager’s boss, and keep going up the chain until you find someone who has the power to give you what you want.

Be careful that you’re firm, but not disrespectful. No matter what, stay on topic with your request: that you want to terminate your cell phone contract without paying a fee. Also, be sure to document who you spoke with, the day and time, and as many details of the conversation as you can remember. You may need to have that information available for future steps.

Get a New Carrier Involved

Your new carrier can be your best ally in helping you to gain an early termination with your current carrier. Some carriers will offer to pay the early termination fee for you. If they do, that’s your out. For example, T-Mobile and Sprint are each offering up to $650 to help you get out of your current contract arrangement.

But even if the new carrier doesn’t cover the early termination fee for you, they may still be able to help. They may know the specific parties, the clauses in the contract, or the circumstances under which you can legally terminate your current cell phone contract without paying a fee. In some cases, they may even get involved in this process for you.

The cell phone industry is extremely competitive, which can work to your advantage if you want to get out of a cell phone contract without paying a fee. Use it to your advantage.

Take to Social Media

These days, many companies monitor activity on social media. It’s a way of managing the perception of the company on the Internet. Some have people appointed to monitor social media and investigate comments regarding the company. This can make social media a valuable place to air your grievances about the company. Put out a credible-sounding complaint, and you just might get an unsolicited call from someone in the company who can help you get out of your contract.

If you do use social media, make sure that you specifically mention the company, preceded by the hashtag symbol (#). That will make sure that your message gets out to the largest number of people and be noticed by the carrier.

Just be sure that your claims are credible and supported by the facts. Never go on an uncontrolled rant and trash the company. Not only will well-worded criticism resonate with readers, but it may also motivate the company to respond to your grievance. But if you get carried away and just trash talk the company, you could be on the wrong side of a lawsuit.

File a Report with the Better Business Bureau (BBB)

The BBB relies on reports from consumers in calculating the ratings of various companies. Too many complaints from consumers will result in a bad rating. Most companies are deeply concerned about their BBB rating. Since your complaint will be made public, down to the details, the company will be fully aware of your criticism.

Many companies will respond to specific complaints. That’s because BBB allows those complaints to be closed if the company satisfies the consumer.

Once again, be sure that your complaints are credible and supported by the facts. Never go on a rant that would force the company to come back legally. There’s constructive criticism and legitimate complaints, and then there’s slander and libel. Be sure you know where to draw the line.

Threaten Legal Action

If you’re getting absolutely no response from the company, you may have to threaten legal action. Now if your dispute is over paying a $500 early termination fee, it almost certainly will not be worth hiring an attorney to win your case. But sometimes you can win just with the threat of legal action.

A well-worded letter from an attorney, on attorney letterhead, can often coerce a reluctant company into meeting your demands. The cost of having that letter prepared by the attorney will probably justify the fee that you will have to pay for it, in terms of what you will save on the early termination fee.

None of this is the say that getting out of a cell phone contract without paying a fee will be easy. But you may need to employ several of these strategies to make it happen.

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How to Save Money Without Worrying About Coupons

by Abby Hayes

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

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Can You Eliminate $500 of Your Expenses Each Month?

by Luke Landes

How to Save $500 a Month: Saving money doesn’t have to hurt. We’ve developed a plan to help you save an extra $500 a month without sacrificing your lifestyle. Even when you’re good at managing your money, it’s surprisingly easy to let things get out of control. When you’re young and broke, you can be […]

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How to Order Your Free Chex System Report

by Christina Castle

Your ChexSystems Report is a record of how you’ve managed checking and other bank accounts. Here we cover everything you need to know about ChexSystems. Have you ever wondered about your relationship with your bank? Strange question, right? What about your relationships with your ex-banks? That’s a bit bizarre to think about. But once a […]

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How to Save Money on Groceries Without Skimping on Flavor

by Adam Luehrs
save on groceries

A flavorful life doesn’t have to cost a fortune. People who enjoy cooking and baking can often feel overwhelmed by the cost of groceries. Millennials get a lot of flak for their love of pricey avocado toast and other expensive culinary habits. However, the reality is that even just buying groceries for simple meals can add up […]

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How to Finally Get Out of Debt

by Luke Landes
Climbing Out of debt

Getting out of debt is key to financial freedom. Being debt free gives you great financial flexibility. Paying off those debts, however, can be a struggle. Here we provide a comprehensive guide on how to get out of debt for good. Along with losing weight, getting out of debt is probably the most popular goal […]

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A Complete List of Sales Tax Holidays in 2017

by Abby Hayes

Sales tax holidays are a surprisingly great way to save money, especially during the back-to-school shopping season. On specific dates, states do not require merchants to charge customers sales tax. Even if sales tax seems like a minor line item in your budget, it can make a big difference. Sales tax holidays are an excellent time […]

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