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Monthly Update

Personal Balance Sheet, October 2010 ($463,930, +8.0%)

by Luke Landes

In July 2004, my car was my biggest asset, although my loan left me with no equity. That same car, as it lost value over time and as my finances generally improved, is now the least significant line on my balance sheet. One would think that the progression of net worth from $20,000 at that […]

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Personal Balance Sheet, September 2010 ($427,529, +11.5%)

by Luke Landes

September was a typical month. I didn’t have many out-of-the-ordinary expenses. I bought some new camera equipment, with the biggest expense being a used lens for my Mamiya RZ67. I did a good job negotiating the price, too. I was able to get Adorama in New York to beat KEH.com’s price for the same lens […]

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Personal Balance Sheet, July 2010 ($365,647, +8.0%)

by Luke Landes

My girlfriend and I are spending this week on vacation in Myrtle Beach. It’s my first visit to this area, and we are enjoying it. I’ve never been a big fan of the beach, but that may be only because most of my experience involves the Jersey shore. I’m learning to appreciate the “do-less” vacation, […]

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Personal Balance Sheet, June 2010 ($340,741, -1.1%)

by Luke Landes

July will mark the seventh anniversary of Consumerism Commentary. These seven years I’ve been tracking my finances online to keep myself accountable for my financial decisions. In 2003, there was no such thing as a “personal finance blog community;” this arose out of the desire of a few of us to track our finances in […]

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Personal Balance Sheet, May 2010 ($344,474, -2.7%)

by Luke Landes

After the end of each month, I take a closer look at my personal finances. Although I’ve moved away from tracking every cent I spend, I still look at most of my purchases and expenses to ensure I’m not doing anything I consider financially unreasonable. While my spending wasn’t excessive this month, my reports do […]

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Personal Balance Sheet, April 2010 ($356,832, +4.5%)

by Luke Landes

About a decade ago, I realized that I needed to track my spending down to the dollar, if not to the penny, to get a grip on my financial condition. It was the start of a long journey for me, one which saw me get out of credit card debt, start earning money, and getting […]

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Flexo’s Investment Portfolio, 1Q 2010

by Luke Landes

When I reported my net worth earlier this week, RetirementInvestingToday, a Consumerism Commentary reader, mentioned I should be reporting my investment performance as well, as raw changes in balances don’t tell the full story. An investment’s performance can’t be measured just by looking at a starting and ending balance if during that time I make […]

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Personal Balance Sheet, March 2010 ($348,492, +11%)

by Luke Landes

The first quarter of 2010 has ended as fast as it began. In observing my personal finances as I have done for the past ten years or so, and publicly on Consumerism Commentary for the last seven years, I’ve put together my monthly balance sheet. This is a list of my account balances, including savings […]

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Personal Balance Sheet, January 2010

by Luke Landes

Entering the second month of the year, the new decade is officially underway. It’s time to peek into my bank accounts and investments to see how I’m doing so far. But first, I should take a quick look at the goals and resolutions I set for myself this year. The first goal is to maintain […]

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Flexo’s Investment Portfolio, 4Q 2009

by Luke Landes

Yes, you can time the market. The S&P 500 benchmark provided an admittedly handsome 27.76 percent annual return in 2009. However, if you invested in a diversified index mutual fund when the market was at its low point in March more than when it recovered towards the end of the year, you probably beat the market. […]

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