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Monthly Update

Personal Income Statement, October 2007 (Net Income: $5,851)

by Luke Landes

This article is a companion to the personal balance sheet, posted earlier this morning. Inside, I take a look at my spending and income throughout the month of October. October was another fairly ordinary month, with only a couple of extra expenses included. After reviewing my expense categories for the month, I found a few […]

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Personal Balance Sheet, October 2007 ($119,970, +6.4%)

by Luke Landes

For those of you new to Consumerism Commentary, one unique feature — in fact it was the original purpose for starting this blog — is the fact that I publish my financial reports at the end of each month. This post is my balance sheet, which measures my “modified net worth.” It’s a calculation of […]

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Personal Income Statement, September 2007 (Net Income: $7,529)

by Luke Landes

This is the second article in my monthly short series in which I report my financial details. This income report goes along with the balance sheet recently posted. September was more of a typical month than the past few. I had fewer out of the ordinary expenses, but I’ll get to that in a little […]

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Personal Income Statement, August 2007 (Net Income: $5,868)

by Luke Landes

This is the second article in my monthly financial reporting; in order to get a full picture of how I fared in August, take a look at my balance sheet posted last night in addition to this article. A vacation, a living room upgrade, and a new bedroom furniture set provided a negative force on […]

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Personal Balance Sheet, August 2007 ($107,488, +6.3%)

by Luke Landes

As regular readers know, at the beginning of every month, I check in with some financial reporting. This helps keep me focused on making better decisions throughout the month concerning use and abuse of my money. Keeping track of my finances was what originally started me on the path not necessarily to getting “rich,” but […]

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Personal Income Statement, July 2007 (Net Income: $4,646)

by Luke Landes

to get a complete picture of my finances as of July 31, 2007, please read my latest balance sheet if you haven’t done so already. This is the second part of my monthly reporting, the income and expense statement. This was another out-of-the-ordinary month. The lease on my new apartment began at the end of […]

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Personal Balance Sheet, July 2007 ($102,011, +2.4%)

by Luke Landes

If you’re new to Consumerism Commentary, this may seem like a strange concept. Every month I share my financial reports down to the dollar. It is a summary of all of my account balances as well as a rough estimate of the value of my larger assets. It is not a complete net worth report […]

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Personal Income Statement, June 2007 (Net Income: $2,223)

by Luke Landes

Late last night, I published June’s balance sheet. This is my income and expense report, which goes hand-in-hand with the balance sheet, explaining a little bit about how my net worth changed from May 31 to June 30. Thankfully, my higher-than-normal expenses were matched by higher-than-normal income. Here are the details.

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Personal Balance Sheet, June 2007 ($99,506, +1.33%)

by Luke Landes

The balance sheet I’ve been tabulating for the past few years leaves out a few important items. My report doesn’t include my personal property other than my car, nor does it include the tax I’d have to pay if I liquidated all of my assets. Therefore, it’s not accurate to call the bottom line my […]

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Personal Income Statement, May 2007 (Net Income: $8,173)

by Luke Landes

If you haven’t already, please read my May balance sheet for the first part of this story. After an April in which my expenses outweighed my income (thanks to gifts purchased and tax owed), I was back in the game in May and posted a net income above $8,173, although almost $3,000 is “realized gain” […]

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