Citi Premier Card
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The Citi Premier® Card is a mid-tier travel rewards card. It offers 3x points on dining, grocery, air travel, hotels, and gas stations, and then 1x on all other purchases. It also comes with an excellent signup bonus, equivalent to $600 in gift cards or travel rewards at ThankYou.com. You also get $100 off a single hotel stay of $500 or more per year. There are no foreign transaction fees so this card is a good international travel companion. It does charge an annual fee, but if you make use of the hotel credit, it’s essentially free. We dive into the details and your approval odds in this review.
Our Rating
4.7/5.0
Welcome Offer
Earn 60,000 bonus points
Annual Fee
$95
0% on Purchases
N/A
Reward Rate
1x – 3x
0% on Balance Transfers
N/A
>>Check Out This and Other Travel Rewards Credit Cards Here
Welcome Offer
Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Features & Benefits
Security | EMV Chip Enabled |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
Benefits | 24/7 customer service |
Travel Perks | Access to Special Events and Concerts |
Rewards
Interest Rates & Fees
Annual Fee | $95 |
Foreign Transaction Fee | 0% |
Regular APR | 21.24% - 29.24% (V) APR |
What Credit Score Is Required to Get the Citi Premier® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 722
Average Approved Credit Score: 803
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 12/29/2023 | Equifax | ||
Approved | 12/29/2023 | Experian | ||
Approved | 12/29/2023 | TransUnion | ||
Approved | 04/07/2023 | TransUnion | ||
Approved | 04/07/2023 | Experian | ||
Approved | 04/07/2023 | Equifax | ||
Approved | 12/07/2023 | TransUnion | ||
Approved | 12/07/2023 | Equifax | ||
Approved | 12/07/2023 | Experian | ||
Approved | 01/10/2023 | Experian | ||
Approved | 11/04/2023 | TransUnion |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
What Are the Best Alternatives?
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Citi Custom Cash® Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.